Podcast Episodes
Back to SearchIncome Protection 101: From Railway Risks to Modern Safety Nets
Episode 1311
What happens when an injury or illness prevents you from doing your job? In this episode, we dive into the history and mechanics of Disability Insurance (DI), also known as income protection. We trac…
Published on 17 hours ago
Universal Life Insurance: Flexibility, Cash Value, and the Risks You Need to Know
Episode 1310
Is Universal Life (UL) insurance a savvy financial strategy or a complex gamble? In this episode, we break down the mechanics of this popular cash value policy, which separates itself from traditiona…
Published on 17 hours ago
The Whole Story: Cash Values, Dividends, and Lifetime Guarantees
Episode 1309
In this episode, we break down the mechanics of whole life insurance, a form of permanent coverage guaranteed to remain in force for the insured’s entire lifetime. We explore how these policies diffe…
Published on 17 hours ago
Decoding Term Life: Affordable Coverage, Level Premiums, and Policy Types
Episode 1308
In this episode, we break down the fundamentals of term life insurance, a coverage option designed to provide a fixed death benefit for a specific period of time. We explore how term life differs fro…
Published on 17 hours ago
Life Insurance Uncovered: From Roman Burial Clubs to Modern Wealth Protection
Episode 1307
In this episode, we break down the complex world of life insurance, a financial contract that promises a payout to beneficiaries upon the death of an insured person. We explore the fascinating evolut…
Published on 17 hours ago
Decoding Health Costs: Deductibles, Copays, and the "Alphabet Soup" of Tax-Free Accounts
Episode 1306
Confused by the jargon in your benefits package? In this episode, we break down the complex financial structures of U.S. health insurance. We start by distinguishing between the immediate costs of ca…
Published on 17 hours ago
Beyond the Paycheck: Unpacking Employee Benefits & Global Health Systems
Episode 1305
In this episode, we explore the complex world of non-wage compensation and the critical safety nets that keep the workforce running. We analyze how organizations use perks to retain talent and how na…
Published on 17 hours ago
Payday: From Beer Rations to the Gender Pay Gap
Episode 1304
Have you ever wondered about the difference between a salary and a wage? In this episode, we dive deep into the history and economics of how we get paid. We explore the evolution of remuneration, sta…
Published on 17 hours ago
The Paycheck Paradox: Minimum Wage vs. Living Wage
Episode 1303
Ever wonder why a legal paycheck doesn't always cover the bills? In this episode, we dismantle the critical difference between the minimum wage—a government-mandated price floor for labor—and a livin…
Published on 17 hours ago
Beyond the 401(k): Mastering 403(b) and 457 Retirement Plans
Episode 1301
Are you a teacher, non-profit worker, or government employee? You may have access to powerful retirement tools that operate differently than the corporate world's standard 401(k). In this episode, we…
Published on 17 hours ago