Podcast Episodes
Back to SearchThe PSLF Shakeup: Executive Order 14235 and the New Rules of Forgiveness
Episode 1321
In this episode, we break down the volatile history and dramatic 2025 overhaul of the Public Service Loan Forgiveness (PSLF) program. Originally created under the College Cost Reduction and Access Ac…
Published on 17 hours ago
Forbearance vs. Foreclosure: The Realities of Mortgage Relief
Episode 1320
In this episode, we explore the critical financial concept of forbearance, an agreement between lenders and borrowers designed to delay the foreclosure process. We explain how this mechanism—literall…
Published on 17 hours ago
The Price of Money: From Mortal Sin to Modern Loan Sharking
Episode 319
What is the difference between a legitimate loan and a "debt trap"? In this episode, we trace the complex history of usury, a term that originally referred to charging any interest at all, but has ev…
Published on 17 hours ago
The Roth IRA Deep Dive: Tax-Free Growth & Retirement Rules
Episode 1318
Unlock the mechanics of the Roth IRA, a powerful retirement savings tool introduced by the Taxpayer Relief Act of 1997 that allows your investments to grow tax-free. In this episode, we break down th…
Published on 17 hours ago
IRAs Unpacked: From Tax Breaks to Billions
Episode 1317
In this episode, we break down the complex world of the Individual Retirement Account (IRA), a tax-advantaged trust designed to hold investment assets for retirement in the United States. We explore …
Published on 17 hours ago
The 401(k) Deep Dive: From Tax Loopholes to the Retirement Crisis
Episode 1316
In this episode, we explore the mechanics, history, and controversies surrounding the 401(k), the dominant employer-sponsored retirement plan in the United States. We break down the essential differe…
Published on 17 hours ago
Retirement Roadmap: The History, The Math, and The Mindset
Episode 1315
In this episode, we explore the comprehensive landscape of retirement, tracing its origins from a 19th-century innovation introduced by Germany to a modern life stage where financial independence is …
Published on 17 hours ago
The Pension Puzzle: From Roman Legions to the Retirement Crisis
Episode 1314
In this episode, we dive deep into the mechanics and history of pensions, the funds designed to support individuals after they retire from their working careers. We break down the critical shift from…
Published on 17 hours ago
Annuities Decoded: Mortgages, Pensions, and the Time Value of Money
Episode 1313
In this episode, we demystify the concept of the annuity, defined broadly in finance as any series of equal payments made at equal intervals. While often associated with retirement income products is…
Published on 17 hours ago
The Long Game: Navigating Long-Term Care Insurance and Asset Protection
Episode 1312
Did you know that approximately 70% of individuals over age 65 in the U.S. will require some form of long-term care during their lifetime? In this episode, we explore the complex world of Long-Term C…
Published on 17 hours ago