Podcast Episodes
Back to SearchUnlocking the $35 Trillion Piggy Bank: Home Equity, HELOCs, and the Global Wealth Gap
Episode 1330
In this episode, we dive into the massive economic force of home equity, which totals over $35 trillion in the United States alone and serves as the primary vehicle for middle-class wealth accumulati…
Published on 9 hours ago
In the Red: The Psychology, Mechanics, and History of Debt
Episode 1329
What actually happens when we borrow money? In this episode, we deconstruct the complex world of debt, defined as an obligation requiring a debtor to pay borrowed funds to a creditor. Tracing the wor…
Published on 9 hours ago
Debt Consolidation Decoded: One Loan, Lower Rates, and the Fine Print
Episode 1328
Are you overwhelmed by juggling multiple payments? In this episode, we break down debt consolidation, a form of refinancing where a borrower takes out a single loan to pay off many others, often to s…
Published on 9 hours ago
Debt Relief Decoded: Credit Counseling, Management Plans, and Settlement
Episode 1327
Are you confused by the different methods available for tackling consumer debt? In this episode, we break down the critical differences between credit counseling, debt management plans, and debt sett…
Published on 9 hours ago
Broken Benches & Fresh Starts: From Ancient Debt Slavery to Chapter 11
Episode 1326
What is the difference between being broke and being bankrupt? In this deep dive, we explore the legal history and modern mechanics of bankruptcy, a word derived from the Italian banca rotta—or "brok…
Published on 9 hours ago
Liquidation and Liability: The Ins and Outs of Chapter 7 Bankruptcy
Episode 1325
In this episode, we break down Chapter 7 of Title 11, the most common form of bankruptcy in the United States. Often referred to as "straight bankruptcy" or liquidation, Chapter 7 serves as a mechani…
Published on 9 hours ago
The Reorganization Route: How Chapter 13 Bankruptcy Saves Assets and Restructures Debt
Episode 1324
In this episode, we explore the intricacies of Chapter 13 of the United States Bankruptcy Code, a legal framework designed to help individuals with a regular source of income reorganize their financi…
Published on 9 hours ago
Education on Credit: The Global Student Loan Landscape
Episode 1323
How does financing a degree differ from a typical business investment? In this episode, we unpack the complex world of student loans, examining how nations finance higher education through specific l…
Published on 9 hours ago
The IDR Maze: From SAVE’s Freeze to the "One Big Beautiful Bill"
Episode 1322
In this episode, we unpack the complex history and volatile current state of Income-Driven Repayment (IDR) plans for federal student loans. We begin by explaining the "umbrella" of IDR options—includ…
Published on 9 hours ago
The PSLF Shakeup: Executive Order 14235 and the New Rules of Forgiveness
Episode 1321
In this episode, we break down the volatile history and dramatic 2025 overhaul of the Public Service Loan Forgiveness (PSLF) program. Originally created under the College Cost Reduction and Access Ac…
Published on 9 hours ago