Podcast Episodes
Back to SearchDebt Relief Decoded: Credit Counseling, Management Plans, and Settlement
Episode 1327
Are you confused by the different methods available for tackling consumer debt? In this episode, we break down the critical differences between credit counseling, debt management plans, and debt sett…
Published on 20 hours ago
Broken Benches & Fresh Starts: From Ancient Debt Slavery to Chapter 11
Episode 1326
What is the difference between being broke and being bankrupt? In this deep dive, we explore the legal history and modern mechanics of bankruptcy, a word derived from the Italian banca rotta—or "brok…
Published on 20 hours ago
Liquidation and Liability: The Ins and Outs of Chapter 7 Bankruptcy
Episode 1325
In this episode, we break down Chapter 7 of Title 11, the most common form of bankruptcy in the United States. Often referred to as "straight bankruptcy" or liquidation, Chapter 7 serves as a mechani…
Published on 20 hours ago
The Reorganization Route: How Chapter 13 Bankruptcy Saves Assets and Restructures Debt
Episode 1324
In this episode, we explore the intricacies of Chapter 13 of the United States Bankruptcy Code, a legal framework designed to help individuals with a regular source of income reorganize their financi…
Published on 20 hours ago
Education on Credit: The Global Student Loan Landscape
Episode 1323
How does financing a degree differ from a typical business investment? In this episode, we unpack the complex world of student loans, examining how nations finance higher education through specific l…
Published on 20 hours ago
The IDR Maze: From SAVE’s Freeze to the "One Big Beautiful Bill"
Episode 1322
In this episode, we unpack the complex history and volatile current state of Income-Driven Repayment (IDR) plans for federal student loans. We begin by explaining the "umbrella" of IDR options—includ…
Published on 20 hours ago
The PSLF Shakeup: Executive Order 14235 and the New Rules of Forgiveness
Episode 1321
In this episode, we break down the volatile history and dramatic 2025 overhaul of the Public Service Loan Forgiveness (PSLF) program. Originally created under the College Cost Reduction and Access Ac…
Published on 20 hours ago
Forbearance vs. Foreclosure: The Realities of Mortgage Relief
Episode 1320
In this episode, we explore the critical financial concept of forbearance, an agreement between lenders and borrowers designed to delay the foreclosure process. We explain how this mechanism—literall…
Published on 21 hours ago
The Price of Money: From Mortal Sin to Modern Loan Sharking
Episode 319
What is the difference between a legitimate loan and a "debt trap"? In this episode, we trace the complex history of usury, a term that originally referred to charging any interest at all, but has ev…
Published on 21 hours ago
The Roth IRA Deep Dive: Tax-Free Growth & Retirement Rules
Episode 1318
Unlock the mechanics of the Roth IRA, a powerful retirement savings tool introduced by the Taxpayer Relief Act of 1997 that allows your investments to grow tax-free. In this episode, we break down th…
Published on 21 hours ago