Podcast Episodes
Back to SearchIRAs Unpacked: From Tax Breaks to Billions
Episode 1317
In this episode, we break down the complex world of the Individual Retirement Account (IRA), a tax-advantaged trust designed to hold investment assets for retirement in the United States. We explore …
Published on 21 hours ago
The 401(k) Deep Dive: From Tax Loopholes to the Retirement Crisis
Episode 1316
In this episode, we explore the mechanics, history, and controversies surrounding the 401(k), the dominant employer-sponsored retirement plan in the United States. We break down the essential differe…
Published on 21 hours ago
Retirement Roadmap: The History, The Math, and The Mindset
Episode 1315
In this episode, we explore the comprehensive landscape of retirement, tracing its origins from a 19th-century innovation introduced by Germany to a modern life stage where financial independence is …
Published on 21 hours ago
The Pension Puzzle: From Roman Legions to the Retirement Crisis
Episode 1314
In this episode, we dive deep into the mechanics and history of pensions, the funds designed to support individuals after they retire from their working careers. We break down the critical shift from…
Published on 21 hours ago
Annuities Decoded: Mortgages, Pensions, and the Time Value of Money
Episode 1313
In this episode, we demystify the concept of the annuity, defined broadly in finance as any series of equal payments made at equal intervals. While often associated with retirement income products is…
Published on 21 hours ago
The Long Game: Navigating Long-Term Care Insurance and Asset Protection
Episode 1312
Did you know that approximately 70% of individuals over age 65 in the U.S. will require some form of long-term care during their lifetime? In this episode, we explore the complex world of Long-Term C…
Published on 21 hours ago
Income Protection 101: From Railway Risks to Modern Safety Nets
Episode 1311
What happens when an injury or illness prevents you from doing your job? In this episode, we dive into the history and mechanics of Disability Insurance (DI), also known as income protection. We trac…
Published on 21 hours ago
Universal Life Insurance: Flexibility, Cash Value, and the Risks You Need to Know
Episode 1310
Is Universal Life (UL) insurance a savvy financial strategy or a complex gamble? In this episode, we break down the mechanics of this popular cash value policy, which separates itself from traditiona…
Published on 21 hours ago
The Whole Story: Cash Values, Dividends, and Lifetime Guarantees
Episode 1309
In this episode, we break down the mechanics of whole life insurance, a form of permanent coverage guaranteed to remain in force for the insured’s entire lifetime. We explore how these policies diffe…
Published on 21 hours ago
Decoding Term Life: Affordable Coverage, Level Premiums, and Policy Types
Episode 1308
In this episode, we break down the fundamentals of term life insurance, a coverage option designed to provide a fixed death benefit for a specific period of time. We explore how term life differs fro…
Published on 21 hours ago