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Four rules you must follow to ensure you prosper 5 years from now

Episode 226

I wrote a blog in May warning investors to prepare for lots of bad news, uncertainty and market volatility. My thesis was that rising inflation, supp…

3 years, 6 months ago

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Overinvesting puts retirement at risk

Episode 225

A Goldilocks investment strategy means that you are making the most of your financial opportunities without overdoing it and taking unnecessary risk.…

3 years, 6 months ago

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Average incomes can’t drive property prices perpetually higher

Episode 224

 Commentators often refer to the price of property in Australia relative to household incomes. They highlight that property prices have risen two to …

3 years, 6 months ago

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There's no need to take a lot of investment risks

Episode 223

I believe that most people have a very similar tolerance for investment risk.  Most people are comfortable achieving a long-term annual return of 7% …

3 years, 6 months ago

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Why obtaining quality financial advice will become even more difficult

Episode 222

 Most people would say that finding a good financial advisor has always been a difficult task. Ten years ago, most financial planners received commis…

3 years, 7 months ago

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The RBA made 3 BIG mistakes... to the detriment of borrowers and the economy

Episode 221

If Australia slips into a recession, it will mostly likely be the RBA’s fault. They have completely botched the management of interest rates to the d…

3 years, 7 months ago

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Important changes to Queensland land tax

Episode 220

Queensland announced changes to land tax in its state budget in February 2022. On 12 July 2022, it released more detail regarding how these changes w…

3 years, 7 months ago

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Which industry super fund do I think is the best overall? (Inc. 2022 super returns)

Episode 219

 Superannuation returns for the 2021/22 financial year were mostly negative. However, we shouldn’t forget that the previous 18-month period (i.e., mi…

3 years, 7 months ago

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Now’s a great time to buy property. Here’s why…

Episode 218

In mid-2021, I wrote this blog: “Don’t buy a property in this market…” because, at that time, many property buyers were over-paying for property just…

3 years, 7 months ago

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How to maximise investment property tax deductions

Episode 217

You must invest in residential property primarily to benefit from the power of compounding capital growth. Any tax benefits (negative gearing) are me…

3 years, 8 months ago

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