Podcast Episodes
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How can I survive the holidays without going broke?
Season 6 Episode 327
Struggling to keep the holiday spirit alive without drowning in debt? Ralph Estep Jr. shares practical strategies to celebrate the season while keepi…
1 year, 11 months ago
What are 5 common RMD mistakes to avoid?
Season 6 Episode 326
Are you worried about making costly mistakes with your required minimum distributions (RMDs)? This podcast episode dives into five devastating RMD mi…
1 year, 11 months ago
What are 7 things I can do to get the highest price when selling my car?
Season 6 Episode 325
Are you leaving thousands of dollars on the table when selling your car? Today, Ralph shares a compelling story about a client named Bill, who transf…
1 year, 11 months ago
I’ve been scammed online – what are 5 things I should do immediately?
Season 6 Episode 324
Have you ever fallen victim to an online scam, leaving you feeling helpless and ashamed? Today, Ralph Estep Jr. shares vital steps you can take in th…
1 year, 11 months ago
What are 5 things to consider before buying groceries with my credit card?
Season 6 Episode 323
Are you feeling trapped in a cycle of credit card debt, especially when it comes to everyday expenses like groceries? Ralph Estep Jr. tackles this is…
1 year, 11 months ago
How can I build effective Christian unity?
Season 6 Episode 322
Building Christian unity is essential for strengthening both faith and finances within church communities, and today, Ralph dives into this important…
1 year, 11 months ago
My parents failed to prepare for retirement and are now 70 – what can I do to help them?
Season 6 Episode 321
Are you worried about your aging parents' financial situation? This episode of the Ask Ralph Podcast dives into practical ways to support them, espec…
1 year, 11 months ago
Why don’t I feel like I’m doing well financially – even though I am according to most experts?
Season 6 Episode 320
Feeling financially secure on paper but unsettled inside is a common struggle that many face, as highlighted by Shannon's heartfelt letter. Despite e…
1 year, 11 months ago
What is an EIN and why would I need one?
Season 6 Episode 319
Are you unsure whether you need an EIN (Employer Identification Number) for your small business? Ralph addresses this common confusion, particularly …
1 year, 11 months ago
Why looking poor can be the key to being rich?
Season 6 Episode 318
Looking poor could actually be your secret weapon for building real wealth. Ralph Estep Jr. shares two compelling stories that illustrate how living …
1 year, 11 months ago