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“What Did We Even Buy?” How Small Purchases Keep You in Debt
Season 9 Episode 301
Send Us Your Money Questions and Feedback
The credit card balance goes down. Then something happens, and it climbs right back up. Guest Kate Krier kno…
16 hours ago
Should You Borrow From Your 401k to Pay Off Credit Cards?
Season 9 Episode 300
In today’s episode, Ralph Estep Jr. and Juliet answer whether you should borrow from your 401(k) to pay off credit cards, and what happens to that lo…
1 day, 16 hours ago
Why Adults Are Buying Toys, Plus a Job Scam Fake Check Warning
Season 9 Episode 299
In today's episode, Ralph Estep Jr. and Juliet explain why adults now drive 55% of U.S. toy sales and how a job scam uses fake checks to take your mo…
2 days, 16 hours ago
Selling on Facebook Marketplace: Avoid Scams and Know the Tax Rule
Season 9 Episode 298
In today's episode, Ralph Estep Jr. and Juliet focus on selling your unused stuff without getting scammed or surprised at tax time, plus an Election …
3 days, 16 hours ago
Hard Pulls vs Soft Pulls: What Applying for Credit Really Costs
Season 9 Episode 297
In today's episode, Ralph Estep Jr. and Juliet focus on what an LLC actually changes for a growing freelancer, along with a new marketplace repayment…
4 days, 16 hours ago
Don’t come after my people — I call out Instagram trolls
Big takeaway: don't yank hundreds of thousands from your retirement without talking to an advisor — the tax hit and IRMAA penalties can wreck a cash …
6 days, 17 hours ago
BFC Weekly Recap: Social Security 2032 Could Turn a $2,000 Check Into $1,560
Season 9 Episode 296
In today's episode, Ralph Estep Jr. and Juliet look back at the week's biggest money moments, from Ralph canceling his iPhone pre-order to what happe…
6 days, 22 hours ago
704 Credit Score and $0 Savings: Where to Start
Season 9 Episode 295
In today’s episode, Ralph Estep Jr. and Juliet answer a listener with a 704 credit score and nothing in savings, and explain where to start. They als…
1 week ago
Why Your Credit Card Doesn't Count as an Emergency Fund and Banks Can Cut It
Season 9 Episode 294
In today's episode, Ralph Estep Jr. and Juliet explain why a credit card limit is not an emergency fund, plus what late tax filers owe and why a brid…
1 week, 1 day ago
Fake Medicare Ads, Down Payment Gift Letters, and the Fed’s Next Move
Season 9 Episode 293
In today’s episode, Ralph Estep Jr. and Juliet talk through whether Social Security will be there for millennials and how an engaged couple should ha…
1 week, 2 days ago