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Debt Collectors Are Suing More and Winning: Why You Should Never Ignore a Summons
Season 9 Episode 281
In today’s episode, Ralph Estep Jr. and Juliet focus on why debt collectors are suing more people and winning, and what to do the moment a summons ar…
3 weeks ago
Banks vs. Credit Unions: Who Owns Your Money and Who Pays You More
Season 9 Episode 280
In today’s episode, Ralph Estep Jr. and Juliet focus on understanding the differences between backs and credit unions, and why Ralph is such a fan of…
3 weeks, 1 day ago
Why Cashing Out an Old 401(k) Can Cost Around 40% and What to Do Instead
Season 9 Episode 279
In today’s episode, we unpack how much Amazon knows about you, cover a few money stories from the news, and answer listener questions, then Ralph kic…
3 weeks, 2 days ago
BFC Weekly Recap: A $600,000 Pig Butchering Scam and a $225,000 IRS Bill
Season 9 Episode 278
What do a $5.49 phone fee, a $55 weekly holiday plan, and a $225,000 IRS bill have in common?
They can all change how much of your paycheck you actual…
3 weeks, 4 days ago
401(k) Loan Costs: Double Tax, Lost Growth, Job Loss Risk
Season 9 Episode 277
Thinking about borrowing from your own 401(k)? This episode covers the four costs most people miss, plus a scam tax twist and the Zelle trap.
In This …
3 weeks, 5 days ago
4 Car Buying Mistakes That Cost Thousands (Plus Ralph’s 20/4/10 Rule)
Season 9 Episode 276
If you’ve ever walked onto a car lot without a number in mind, this episode shows you the four mistakes that cost people thousands and the 2410 rule …
3 weeks, 6 days ago
Good Debt vs. Bad Debt: Three Questions to Sort Every Debt You Carry
Season 9 Episode 275
If you've ever wondered whether the debt you carry is helping you or holding you back, this episode gives you three questions to find out.
In This Epi…
4 weeks ago
Making vs. Having vs. Keeping Money: Where Your Paycheck Really Goes
Season 9 Episode 274
What do a recalled grill brush, a 31% jump in Thanksgiving airfare, and a $5,000 raise have in common?
They can all affect your wallet in ways you mig…
4 weeks, 1 day ago
Social Security Benefits for Young Children, Costco for One, and Scam Calls
Season 9 Episode 273
In today’s episode, Ralph Estep Jr. and Juliet cover many topics.
Today’s Topics
✓ T-Mobile’s fee increases to $5.49 per voice line
✓ What T-Mobile’s pr…
4 weeks, 2 days ago
BFC Weekly Recap: IRS Collections, Adult Kids Moving Home, and Premium Gas
Season 9 Episode 272
This week on Becoming Financially Confident, Ralph Estep Jr., a licensed public accountant with more than 30 years of experience, and Juliet, a first…
1 month ago