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I Reflect on the Week: Wins, Tough Stuff, and 3 Numbers to Keep
This week was know your numbers week, so I’m here to tell you what stuck, what was hard, and three numbers to carry into next week. The big win was M…
1 week, 4 days ago
BFC Weekly Recap: Hidden 401k Fees, Forgotten Accounts, and a Mortgage Shortcut
Season 9 Episode 290
In this week’s recap, Ralph Estep Jr. and Juliet look at why your Social Security raise is smaller than the headline, plus the 401(k) fees most peopl…
1 week, 4 days ago
Inheritance Tax Questions Answered: The $15 Million Rule and Stepped-Up Basis
Season 9 Episode 289
In today's episode, Ralph Estep Jr. and Juliet answer guest Mark Lawley's questions about inheritance taxes after a parent passes, plus what the flas…
1 week, 5 days ago
Kidulting and Blind Boxes: How to Keep Fun Spending Inside Your Budget
Season 9 Episode 288
In today's episode, Ralph Estep Jr. and Juliet react to kidulting and the blind box craze, and share how to keep fun spending inside your budget.
In T…
1 week, 6 days ago
Inherited IRA Rules: What the 10-Year Rule Means for Your Taxes
Season 9 Episode 287
In today's episode, Ralph Estep Jr. and Juliet explain what happens when you inherit a $48,000 traditional IRA, plus a fake bank fraud text, rising h…
2 weeks ago
Target Date Funds Explained: The 401(k) Choice Most People Never Make
Season 9 Episode 286
In today’s episode, Ralph Estep Jr. and Juliet spend the whole show on 401(k)s, covering the fees nobody sends a bill for, the fund you may never hav…
2 weeks, 1 day ago
The Viral $200 Social Security Bonus Isn’t Real, and Your 3.6% Raise Nets $68
Season 9 Episode 285
In today’s episode, Ralph Estep Jr. and Juliet break down what the 3.6% Social Security raise really nets after Medicare Part B, and why the viral $2…
2 weeks, 2 days ago
BFC Weekly Recap: Surveillance Pricing, Credit Unions, Minimum Payments, and Debt Lawsuits
Season 9 Episode 284
In this week’s recap, Ralph Estep Jr. and Juliet revisit the week’s best money moves, from surveillance pricing and credit card minimum payments to w…
2 weeks, 4 days ago
How a 40-Year Banker Paid Off $23,000 of Debt With a 401(k) Loan
Season 9 Episode 283
In today’s episode, Ralph Estep Jr. and Juliet sit down with retired banker Tina Poole and break down convenience store overcharging, AI bill negotia…
2 weeks, 5 days ago
IRS Employees Snooped 86 Times, and 175 Taxpayers Were Never Told
Season 9 Episode 282
In today’s episode, Ralph Estep Jr. and Juliet explain how to calculate how much life insurance you need, and why Ralph’s own health nearly priced hi…
2 weeks, 6 days ago