Podcast Episodes

7 Ways to Raise Your Credit Score by 200 Points

Season 6 Episode 9

In this episode of Ask Ralph, we explore the topic of raising your credit score by 200 points in less than five years. Host Ralph Estep Jr. breaks down the importance of credit scores and shares valu…

Published on 1 year, 11 months ago

New Years Financial Resolutions

Season 6 Episode 8

In the latest episode of the Ask Ralph show, host Ralph Estep, Jr. discusses financial New Year's resolutions for 2024. According to a study from WalletHub, almost half of all Americans plan to make …

Published on 1 year, 11 months ago

10 Experiences You Don't Want as a Retiree

Season 6 Episode 7

In this episode of the Ask Ralph show, host Ralph Estep, Jr. discusses the retirement anti-bucket list – 10 experiences retirees don't want to encounter. He starts by addressing the misconception tha…

Published on 1 year, 11 months ago

Saving Money on Your Next Car

Season 6 Episode 6

Today, we're discussing how to save money on your next car purchase. Whether you're in the market for a new or used vehicle, these tips will help you get the best deal possible.

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Published on 1 year, 11 months ago

Common Estate Planning Mistakes

Season 6 Episode 5

Today, we're discussing common estate planning mistakes that you should avoid at all costs. Did you know that two out of three Americans don't have any estate planning documents? That's according to …

Published on 1 year, 11 months ago

IRS Penalty Review - Breaking News!

Season 6 Episode 4

Join Ralph Estep, Jr. as he announces IRS updates regarding automatic penalty relief for taxpayers who had balances due in 2020-2021 but did not receive notices, covering eligibility criteria, ensur…

Published on 1 year, 11 months ago

Starting a Small Business - An interview with Amanda Nauman

Season 6 Episode 3

Are you considering starting a small business? Join Ralph Estep, Jr. as he interviews Amanda Nauman of Zenliven Wellness. Together, they delve into Amanda's journey as a massage therapist and wellnes…

Published on 1 year, 11 months ago

Emergency Withdrawals From 401-K Plans - Pros and Cons

Season 6 Episode 2

Ralph Estep, Jr. discusses the pros and cons of emergency withdrawals from 401(k) plans. He highlights that while hardship withdrawals provide immediate funds during crises without repayment requirem…

Published on 1 year, 11 months ago

Inflation Woes - Where Americans Say Their Expenses Have Gone Up

Season 6 Episode 1

Ralph Estep, Jr. addresses the issue of rising inflation in today's episode of the Ask Ralph show. He discusses areas where Americans have seen increased expenses and provides practical tips for savi…

Published on 1 year, 11 months ago

Steps For Withdrawing An Employee Retention Credit Claim

Season 5 Episode 40

Ralph Estep, Jr. discusses the steps for withdrawing an Employee Retention Credit (ERC) claim in today's episode of the Ask Ralph show. He emphasizes the importance of reviewing eligibility criteria,…

Published on 1 year, 11 months ago