Podcast Episodes

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Is There Really A Safe Retirement Withdrawal Rate?

Episode 459

The withdrawal number most retirees have memorized might be based on market conditions that no longer exist.

The following is from Mike’s weekly webin…

1 month ago

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The Long-Term Care Decision Most People Get Wrong

Episode 458

There are at least four different ways to plan for long-term care costs, and the one most people assume is the "safe choice" usually isn't the best f…

1 month ago

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The One Thing Nobody Tells You About Annuities

Episode 457

An income annuity isn't actually an investment at all, and once you see what it really is, the whole "annuities are good or bad" debate stops making …

1 month ago

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The Retirement Planning Order Almost Nobody Actually Follows

Episode 456

Most retirement plans start with picking a product. This breaks down why that's backwards, and walks through the order that's supposed to come first,…

1 month ago

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How to Tell If Your Financial Advisor Is Actually Planning or Just Managing Your Money

Episode 455

There's a simple test that separates a real financial planner from someone just collecting a fee to watch your portfolio. Mike lays it out, plus the …

1 month, 1 week ago

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RMDs, Inherited IRAs, and Roth Conversions: The Questions Nobody Explains Clearly

Episode 454

From annuity RMDs to inherited IRA deadlines to which spouse should convert first, Mike untangles three of the most confusing tax questions retirees …

1 month, 1 week ago

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The Nobel Prize Winner Who Didn't Follow His Own Portfolio Strategy

Episode 453

The economist who won a Nobel Prize for inventing the 60/40 portfolio didn't actually put his own retirement money into it — here's what he did inste…

1 month, 1 week ago

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The One Tax Number That Should Decide If You Convert to a Roth

Episode 452

The following is a clip from Mike’s weekly live show on Zoom.  

Forget the debate over whether Roth conversions are good or bad — Mike says there's re…

1 month, 1 week ago

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Every Way to Lower Your Portfolio Risk Without Buying a Single Bond Fund

Episode 451

The following is a clip from Mike’s weekly live show on Zoom.  

Mike walks through the entire lineup of tools retirees can use to dodge market risk th…

1 month, 2 weeks ago

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The Order You Pull Money From Your Accounts Could Cost You Six Figures

Episode 450

The following is a clip from Mike’s weekly live show on Zoom.  

A real listener's question about which account to withdraw from first turns into a mas…

1 month, 2 weeks ago

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