Podcast Episodes
Back to SearchWhen Roth Conversion Don’t Apply in Retirement
Episode 469
Many advisors talk about converting to a Roth before taxes go up. Michael Decker, NSSA® says most retirees with a million dollars or less should be d…
2 weeks ago
The Tax Bill Landlords Don't See Until They Sell
Episode 468
Selling a rental property can trigger a bigger tax bill than most landlords expect, and Mike Decker walks through two lesser known ways to exit inste…
2 weeks, 3 days ago
Why Income Order Matters More Than the Amount
Episode 467
One line on your tax return could be quietly costing you thousands a year, and Mike Decker ties it straight into the biggest Social Security filing m…
2 weeks, 5 days ago
Two Risks Retirement Calculators Don't Warn You About
Episode 466
A question about retiring in your fifties and a question about hyperinflation turn out to have the exact same answer.
The following is from Mike’s wee…
2 weeks, 6 days ago
Why "I'm Comfortable With Risk" Is the Wrong Answer
Episode 465
Every retiree says the same four words about risk tolerance, and Mike Decker says all four of them miss the point.
The following is from Mike’s weekly…
3 weeks ago
Planning For When One Spouse Passes First
Episode 464
There's a retirement conversation almost no one wants to have. Skipping it is exactly how a surviving spouse ends up blindsided by taxes and decision…
3 weeks, 3 days ago
Why There's No Flowchart For Your Annuity Taxes
Episode 463
There's a version of the answer that would let you pay the least possible tax on your retirement money.
The following is from Mike’s weekly webinar.
Re…
3 weeks, 4 days ago
We Asked AI About Long-Term Care Insurance
Episode 462
Live on the show, we asked an AI chatbot whether you should buy long-term care insurance. Its answer says a lot about why this decision trips up almo…
3 weeks, 5 days ago
The Retirement-Income Ad That's Actually Two Red Flags
Episode 461
There's a specific kind of retirement-income ad that sounds like a great deal, and once you see why it isn't, you'll spot it everywhere.
The following…
3 weeks, 6 days ago
The Biggest Retirement Mistake Isn't About Money
Episode 460
The single biggest factor in whether a retirement plan actually holds up has almost nothing to do with the portfolio inside it.
The following is from …
4 weeks ago