Podcast Episodes

Can Anyone Time the AI Bubble?

Episode 481

Is there an AI bubble and if so, can you time your exit? 
Michael Decker, NSSA® answers a viewer's question on whether he believes AI stocks are a bub…

10 hours ago

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Why Tax Planning Starts with Where to Put Your Savings

Episode 480

Where your money goes and when you want to pull it out shapes the planning on where you should place it in the first place. The 401(k) is only one pl…

1 day, 10 hours ago

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Which is better, lifetime income from an annuity or a bond?

Episode 479

There is no such thing as a perfect investment, product, or strategy, which is why the comparison between a 30-year treasury vs an indexed annuity is…

2 days, 10 hours ago

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Why the Surviving Spouse Carries More Risk

Episode 478

Michael Decker, NSSA® walks through the tax risk, longevity risk, healthcare risk, and other risks unique to the spouse who lives longer, and what ma…

5 days, 10 hours ago

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What If It Takes Year To Recover From a Market Crash

Episode 477

Michael Decker, NSSA® takes on a market-crash reserves question and a Roth conversion sizing question back-to-back, and why the right answer to each …

6 days, 10 hours ago

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How Retirees Plan for Healthcare Before Medicare Kicks In

Episode 476

Michael Decker, NSSA® answers a viewer question on retiring before 65, and how the options for covering healthcare before Medicare actually compare.

T…

1 week ago

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Why Complicated Doesn’t Mean Better

Episode 475

Michael Decker, NSSA® breaks down complicated investments like non-traded REITs, private credit, structured notes, and gold and crypto pitches, and t…

1 week, 1 day ago

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How to Retire on Time, 9/1/26

Episode 474

Michael Decker, NSSA® walks through annuities, options trading, and "be your own bank" life insurance, what that word "guaranteed" does and doesn't a…

1 week, 2 days ago

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What Happens to Your IRA After You're Gone

Episode 473

Two viewers ask about protecting their money after death, one from Medicaid and one from the IRS. The answers are more restrictive than either expect…

1 week, 5 days ago

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When Roth Conversions Might Not Be the Right Move

Episode 472

A high income earner asks about all the Roth conversion hype, and Michael Decker, NSSA® explains why her situation is when that advice falls apart.

Th…

1 week, 6 days ago

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