Podcast Episodes
Back to SearchAunt IRMAA and her Rules
Episode 82
Johnnie explains IRMAA (Income-Related Monthly Adjustment Amount) and how it increases Medicare Part B and Part D premiums for higher-income retirees…
7 months, 2 weeks ago
Playing by the Rules
Episode 81
This episode focuses on the “rules of the game” in retirement. Johnnie explains how different rules apply at different ages and income levels, and ho…
7 months, 3 weeks ago
Talking about the Mrs. - The Misses that are so common in retirement planning
Episode 80
In this episode, Johnnie breaks down the most common “misses” people make as they approach retirement. He explains why focusing only on account bala…
8 months ago
A Retirement Fund is NOT a Retirement Plan
Episode 79
In this episode, Johnnie walks through what really happens when heirs inherit IRAs and other taxable accounts—and why that can lead to big tax bills.…
8 months, 1 week ago
SERIES: Life Insurance - Inheriting money is not all it's cracked up to be - unless it's coming from Life Insurance
Episode 78
In this episode, Johnnie walks through what really happens when heirs inherit IRAs and other taxable accounts—and why that can lead to big tax bills.…
8 months, 2 weeks ago
SERIES: Life Insurance - How to Maximize Your Income & Minimize Your Taxes
Episode 77
In this episode, Johnnie explains how life insurance fits alongside market accounts and Roth money. He shows how death benefits can replace a lost So…
8 months, 3 weeks ago
SERIES: Life Insurance - Not Counted as Income for Social Security Benefits
Episode 76
In this episode, Johnnie breaks down how permanent life insurance can act like “equity in your financial house.” He explains how policy loans from pr…
9 months ago
SERIES: Life Insurance - Maximize Your Legacy Money Using Life Insurance
Episode 75
In this episode, Johnnie shows how single-premium policies can turn earmarked cash (e.g., grandkids’ gifts) into a larger, tax-free legacy. He also c…
9 months, 1 week ago
SERIES: Life Insurance - Tax Free Income in Retirement
Episode 74
In this episode, Johnnie dives into max-funding IUL within MEC limits, positioning it alongside 401(k)s and Roths. They outline turning on a stream o…
9 months, 2 weeks ago
SERIES: Life Insurance - Growth, Capital, Income
Episode 73
Johnnie explains borrowing against cash value (infinite-banking style) and how indexed universal life (IUL) credits growth with downside protection v…
9 months, 3 weeks ago