Podcast Episodes
Back to SearchMaximize Your Roth IRA before It's Too Late
Episode 84
In this episode, Johnnie breaks down what a Roth IRA is, why tax-free growth matters, and how you can still make a prior-year Roth contribution up to…
4 months, 2 weeks ago
Planning for the Unplanned - Medicare, SS, Taxes, etc.
Episode 83
In this episode, Johnnie explains why retirement planning isn’t just about expected milestones, but also about preparing for unexpected events. Using…
4 months, 3 weeks ago
Aunt IRMAA and her Rules
Episode 82
Johnnie explains IRMAA (Income-Related Monthly Adjustment Amount) and how it increases Medicare Part B and Part D premiums for higher-income retirees…
5 months ago
Playing by the Rules
Episode 81
This episode focuses on the “rules of the game” in retirement. Johnnie explains how different rules apply at different ages and income levels, and ho…
5 months, 1 week ago
Talking about the Mrs. - The Misses that are so common in retirement planning
Episode 80
In this episode, Johnnie breaks down the most common “misses” people make as they approach retirement. He explains why focusing only on account bala…
5 months, 2 weeks ago
A Retirement Fund is NOT a Retirement Plan
Episode 79
In this episode, Johnnie walks through what really happens when heirs inherit IRAs and other taxable accounts—and why that can lead to big tax bills.…
5 months, 3 weeks ago
SERIES: Life Insurance - Inheriting money is not all it's cracked up to be - unless it's coming from Life Insurance
Episode 78
In this episode, Johnnie walks through what really happens when heirs inherit IRAs and other taxable accounts—and why that can lead to big tax bills.…
6 months ago
SERIES: Life Insurance - How to Maximize Your Income & Minimize Your Taxes
Episode 77
In this episode, Johnnie explains how life insurance fits alongside market accounts and Roth money. He shows how death benefits can replace a lost So…
6 months, 1 week ago
SERIES: Life Insurance - Not Counted as Income for Social Security Benefits
Episode 76
In this episode, Johnnie breaks down how permanent life insurance can act like “equity in your financial house.” He explains how policy loans from pr…
6 months, 2 weeks ago
SERIES: Life Insurance - Maximize Your Legacy Money Using Life Insurance
Episode 75
In this episode, Johnnie shows how single-premium policies can turn earmarked cash (e.g., grandkids’ gifts) into a larger, tax-free legacy. He also c…
6 months, 3 weeks ago