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SERIES: Life Insurance - Inheriting money is not all it's cracked up to be - unless it's coming from Life Insurance

Episode 78

In this episode, Johnnie walks through what really happens when heirs inherit IRAs and other taxable accounts—and why that can lead to big tax bills.…

2 months, 1 week ago

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SERIES: Life Insurance - How to Maximize Your Income & Minimize Your Taxes

Episode 77

In this episode, Johnnie explains how life insurance fits alongside market accounts and Roth money. He shows how death benefits can replace a lost So…

2 months, 2 weeks ago

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SERIES: Life Insurance - Not Counted as Income for Social Security Benefits

Episode 76

In this episode, Johnnie breaks down how permanent life insurance can act like “equity in your financial house.” He explains how policy loans from pr…

2 months, 3 weeks ago

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SERIES: Life Insurance - Maximize Your Legacy Money Using Life Insurance

Episode 75

In this episode, Johnnie shows how single-premium policies can turn earmarked cash (e.g., grandkids’ gifts) into a larger, tax-free legacy. He also c…

3 months ago

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SERIES: Life Insurance - Tax Free Income in Retirement

Episode 74

In this episode, Johnnie dives into max-funding IUL within MEC limits, positioning it alongside 401(k)s and Roths. They outline turning on a stream o…

3 months, 1 week ago

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SERIES: Life Insurance - Growth, Capital, Income

Episode 73

Johnnie explains borrowing against cash value (infinite-banking style) and how indexed universal life (IUL) credits growth with downside protection v…

3 months, 2 weeks ago

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SERIES: Life Insurance - The Types of Insurance to Consider

Episode 72

In this episode, Johnnie frames life insurance as a planning tool—not a bill—and breaks down whole life (permanent guarantees and cash value), term (…

3 months, 3 weeks ago

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Legacy Planning in the Spirit of Christmas

Episode 71

In this episode, retirement planning expert Johnnie Roberts shares from the Bible how we can leave a legacy to your children's children (Proverbs 13)…

4 months ago

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SERIES: Annuities - Upside Participation with Downside Protection

Episode 70

In this episode, retirement planning expert Johnnie Roberts shares how a Fixed Indexed Annuity can provide you with growth when the markets go up as …

4 months, 1 week ago

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SERIES: Annuities - Receive a Pay Raise and Beat Inflation

Episode 69

In this episode, retirement planning expert Johnnie Roberts shares how to make sure your income during retirement will keep up with inflation. Gettin…

4 months, 1 week ago

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