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Episode 479: The 60% Transition Solution, Financial Advisor Horror Stories, And Notes On Performance Data

Season 6 Episode 479

In this episode we answer emails from Bee, Brian, and Derek.  We discuss shifting from pure equities toward a Golden Ratio allocation at 60% of the w…

3 months, 4 weeks ago

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Episode 478: Index Fund Choices, Distribution Methods, The Financial Advisor Landscape, Parsing Our Approach, And Portfolio Reviews As Of January 9, 2026

Season 6 Episode 478

In this episode we answer emails from Jeff, Chad and Matt.  We discuss choices in 100% equity accumulation portfolios, distribution methodology for t…

4 months ago

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Episode 477: Handling Midwest Mom, Some Book Recommendations, And Australians Trying To Beat The Market

Season 6 Episode 477

In this episode we answer emails from Midwest Nice, Ron and Stefan.  We discuss helping a cautious parent with a high-fee advisor, what services are …

4 months ago

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Episode 476: Come On Up To The House With Our Annual Portfolio Reviews For The Very Good Year Of 2025

Season 6 Episode 476

In this episode we conduct our annual portfolio reviews of our eight sample portfolios you can find at Portfolios | Risk Parity Radio, and compare th…

4 months, 1 week ago

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Episode 475: Managing An Inherited Roth IRA, Roth vs. Traditional Tax Locations, Some Basics With Resources, And Portfolio Reviews As Of December 26, 2025

In this episode we answer emails from Tyler, Michael and Jon.  We discuss managing an inherited Roth across a 10-year window and related questions, c…

4 months, 2 weeks ago

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Episode 474: Planning Around Taxes In Transition, Bitcoin FOMO, Living In A Trailer, And Portfolio Reviews As Of December 19, 2025

Season 6 Episode 474

In this episode we answer emails from Jenna, Kevin, and Jack Rabbit.  We challenge the myth of “never pay taxes” and show how to transition scattered…

4 months, 3 weeks ago

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Episode 473: Merry Christmas From Testfolio, More Cowbell, KBWP, And Fund Seeder Mania

Season 6 Episode 473

In this episode we answer emails from JT, Phil, and Glenn.  We revel in the updates to the TestFolio tools, weigh how tilting toward small cap value …

4 months, 3 weeks ago

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Episode 472: A Field Day In New Jersey, Obviating Late Accumulation Risks, And Portfolio Reviews As Of December 12, 2025

Season 6 Episode 472

In this episode we answer emails from Anonymous from New Jersey, James, and Brad.  We answer a donor’s six-part retirement plan, from mortgages and l…

5 months ago

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Episode 471: Holy MiFID Quandaries, HGER, And The Desert Portfolio

Season 6 Episode 471

In this episode we answer emails from Anonymous, Pete, and Wilhelm.  We discuss how MiFID reshapes investing for U.S. citizens retiring in the EU, th…

5 months ago

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Episode 470: Short Term Bonds, A Growth Plan For A Late Starter, A Birthday Wish And Portfolio Reviews As Of December 5, 2025

Season 6 Episode 470

In this episode we answer emails from Adam, Cha Cha, and TJ.  We discuss how cash and short-term bonds affect safe withdrawal rates, why the Golden B…

5 months, 1 week ago

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