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Episode 489: Cowbell Direct Indexing, More Fun With Leverage, An Early Retirement Extra Spending Model And Portfolio Reviews As Of February 27, 2026

Season 6 Episode 489

In this episode we answer emails from Jeffrey, Bryan, and Erik.  We discuss the trade-offs of direct indexing in small cap value, why modest leverage…

2 months, 1 week ago

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Episode 488: All Hail Queen Mary And Fairfax CASA, Gold vs Managed Futures, And A Short-Term Drawdown Portfolio

Season 6 Episode 488

In this episode we respond to emails from Nick, Ginna, Ashley, Chris and Sara.  In our Queen Mary segment where we are raising money for Fairfax CASA…

2 months, 2 weeks ago

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Episode 487: It's Mary Time, Intermediate Accumulation, 529s To Roths, And Leeroy Jenkins Gambling Problems

Season 6 Episode 487

In this episode we answer emails from Tim, Anderson, and Pete. We discuss using a Golden Butterfly portfolio for intermediate accumulation, convertin…

3 months ago

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Episode 486: Matching Your Portfolio With Your Spending Goals, The RPR Site, ETPs, Coast FI Sabbaticals, And Portfolio Reviews As Of February 6, 2026

Season 6 Episode 486

In this episode we answer email Serge, Nielsen, Paul and Loren.  We dig into the core question that drives every portfolio -- when will this money be…

3 months ago

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Episode 485: Discerning Managed Futures From Momentum, Monte Carlo Simulation Mania, And Variable Withdrawal Mechanisms

Season 6 Episode 485

In this episode we answer questions from Ben, Todd, and Tom. We discuss how managed futures differ from momentum, differentiating Monte Carlo simulat…

3 months, 1 week ago

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Episode 484: Portfolio Considerations Pre-Retirement, Accounting For Taxes, Data, Catherine O'Hara And Portfolio Reviews As Of January 30, 2026

Season 6 Episode 484

In this episode we answer emails from Sebastian, Mark, and James.  We discuss the purpose of treasury bond allocations, annuity cash flows, and where…

3 months, 1 week ago

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Episode 483: Parsing Amateur Gold And Cash Ideas, Expert Links, Managed Futures, Testfolio Hints, And Other Hijinks

Season 6 Episode 483

In this episode we answer emails from Gregory, Rick and Graham.  We discuss some more amateur ideas on gold and cash buffers, and modeling managed fu…

3 months, 2 weeks ago

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Episode 482: Reviewing "The Score", Tweaking A Portfolio, And Portfolio Reviews As Of January 23, 2026

Season 6 Episode 482

In this episode we answer emails from Isaiah and Mike.  We unpack how metrics hijack meaning and show how a diversified, risk-parity approach lets yo…

3 months, 2 weeks ago

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Episode 481: Dr. Bill's Excellent Adventure Into Risk Parity Retirement

Season 6 Episode 481

In this episode we read a lengthy email missive from our good friend Dr. Bill on reaching financial independence a few years early, designing a risk …

3 months, 3 weeks ago

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Episode 480: Tail Risk Strategies, Better Approaches Using Diversification And Who To Learn That From, Fund Taxonomy, And Portfolio Reviews As Of January 16, 2026

Season 6 Episode 480

In this episode we answer emails from Gregory and Isaiah.  We discuss whether tail-hedged ETFs belong in a retirement portfolio, then map out a clean…

3 months, 3 weeks ago

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