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Episode 467: A Smorgasbord Of Retirement Account Management And Spending Tips And Portfolio Reviews As Of November 21, 2025

Season 6 Episode 467

In this episode we answer emails from Camille and Jeff.  We discuss how 72(t) and asset swaps enable early IRA access, where to place managed futures…

1 month, 2 weeks ago

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Episode 466: TDFs, Managed Futures, Complex Trading Strategies, STRIPS And TIPS

Season 6 Episode 466

In this episode we answer emails from Phil and Chris.  We discuss moving from target date funds to low-cost index funds, why equity diversification n…

1 month, 2 weeks ago

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Episode 465: Working Through The Middle Muddle, Cool Animated Videos, And Analyzing Other Retirement Portfolios

Season 6 Episode 465

In this episode we answer emails from Arun, Neil, and Stephen.  We discuss intermediate accumulation portfolios, when you start needing bonds and bei…

1 month, 3 weeks ago

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Episode 464: More Fun With Leverage, Bad Advisor Incentives, Working With A Substandard 401k And Portfolio Reviews As Of November 7, 2025

Season 6 Episode 464

In this episode we answer emails from Dave, Isaiah, and Ian.  We discuss back-testing tools, revisit UPRO and leverage from the last episode, the inh…

1 month, 4 weeks ago

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Episode 463: Pros And Cons of Leverage, Tax Buckets, Small Cap Value And Retirement Spending Frameworks

Season 6 Episode 463

In this episode we answer emails from Roman, Andrew and Iain.  We discuss the plusses and minuses of leverage, volatility drag, and how leverage inte…

2 months ago

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Episode 462: Creating Your Own Sample Portfolio, Asset Swaps With Cash, Low-Bar-Setting Financial Advisors, And Portfolio Reviews As Of October 31, 2025

Season 6 Episode 462

In this episode we answer emails from Jess, Phil and Scott.  We discuss an experience of setting up a sample RPR portfolio for one's self, using asse…

2 months ago

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Episode 461: Transitioning To Forever Plans, SCHD And Bitcoin, Our Purpose For Value, And When To Make Adjustments (Probably Never)

Season 6 Episode 461

In this episode we answer emails from Tyson, Patrick, and Shuchi.  We discuss the basics of transitioning, SCHD as a value fund choice, bitcoin vs. g…

2 months, 1 week ago

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Episode 460: Pulling The SWR Levers In A Retirement Scenario, Test Portfolios, HSAs, And Portfolio Reviews As Of October 24, 2025

Season 6 Episode 460

In this episode we answer emails from Eva, Jess and Mr. Toxic.  We discuss the three levers of safe withdrawal rates applied to a listener's upcoming…

2 months, 1 week ago

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Episode 459: Kicks And Giggles With A Bogleheads Forum Thread And Practical Issues About Evolving From Accumulation To Decumulation

Season 6 Episode 459

In this episode we answer emails from Luc and Nick.  We discuss the four levels of investors, the fundamental problems with identity that terms like …

2 months, 2 weeks ago

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Episode 458: Withdrawal Mechanics, Modelling, Futures Contracts And GOOOOLD, And Portfolio Reviews As Of October 17, 2025

Season 6 Episode 458

In this episode we answer emails from Ron, Mark, Rick and Keith.  We revel in your generosity and discuss the mechanics of monthly withdrawals and ho…

2 months, 2 weeks ago

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