Podcast Episodes
Back to SearchRBS 139: Flexible Spending and Early Retirement: A Perfect Match or Just a Myth?
Episode 139
Can one retire early if they have the ability to significantly cut back on discretionary spending during retirement if they must? A recent article on the MadFientist blog claims that following a Disc…
Published on 11 months, 3 weeks ago
RBS 138: At What Age Should You Claim Social Security? Longevity vs Actuarial Method
Episode 138
When should you claim Social Security? It's an important question. One study found that retirees have lost $3.4 trillion because they started taking Social Security too early. In this episode we'll l…
Published on 11 months, 3 weeks ago
RBS 137: Maximizing FDIC Insurance: How to Ensure Your Bank Accounts Are Fully Protected
Episode 137
With the collapse of SVB and Signature Bank, I've received a lot of questions about FDIC insurance. In this video, we'll cover the basics of how FDIC insurance works. I'll also show you a free tool f…
Published on 11 months, 4 weeks ago
RBS 136: Vanguard Class Action Lawsuit Over Target Date Funds to Move Forward
Episode 136
In December 2020, Vanguard made some changes to its Target Date Funds. The changes benefits large, institutional investors by lowering costs. But it hurt small, retail investors who held target funds…
Published on 1 year ago
RBS 135: How to Implement the 4% Rule
Episode 135
A viewer asked me a series of questions about the nuts and bolts of using the 4% Rule. I do my best to respond to his questions in this episode.
Join the newsletter: https://robberger.com/newsletter/…
Published on 1 year ago
RBS 134: How Much Cash Should You Hold in Retirement?
Episode 134
Many things change when we retire. There’s the obvious change–we stop working. And there’s a less obvious change–how we approach cash.
Before retirement, we might have an emergency fund of three to si…
Published on 1 year ago
RBS 133: Decoding The "Chance of Success" In Your Retirement Plan
Episode 133
You enter your income, expenses, investments, and liabilities into your favorite retirement planner. You click a button, the software does some kind of calculation, and out pops a single number.
It ma…
Published on 1 year ago
RBS 132: New iBond Rates for May 2024
Episode 132
The treasury department released the new I Bond rates today. They came in at 4.28%, which included a fixed rate of 1.30%, unchanged from the previous six months. https://treasurydirect.gov/savings-bo…
Published on 1 year, 1 month ago
RBS 131: Rewards Stacking: How I Build Wealth with Credit Card Rewards
Episode 131
Several years ago, I stumbled upon a quote from Dave Ramsey about credit card rewards. I’ll never forget those 11 words. :
“No one ever says they got rich off of credit card points.”
As I read his word…
Published on 1 year, 2 months ago
RBS 130: Fidelity vs Vanguard vs Schwab: My Take Having Used All 3 for 20+ Years
Episode 130
In this episode, we'll look at three of the largest investing platforms, Fidelity, Vanguard, and Schwab. I'll share 7 things based on using these platforms for 20+ years.
Published on 1 year, 2 months ago