Podcast Episodes
Back to SearchRBS 173: Lump Sum vs Pension--What is the 6% Rule (Five Question Friday)
Episode 173
Welcome to the first episode of Five Question Friday (FQF). I'll answer five questions from past live shows that we didn't get to. Today, we're covering the following questions:
1. Is the 6% Rule on L…
Published on 11 months, 1 week ago
RBS 172: Vanguard's $40M Class Action Settlement: Here's Your Potential Payout
Episode 172
Vanguard has reached a proposed settlement in the class action lawsuit related to the 2021 distribution of capital gains in its target date retirement funds. Here's how much each claimant may be enti…
Published on 11 months, 1 week ago
RBS 171: The Optimal Order to Fund Retirement Accounts
Episode 171
We can save for retirement through at least four different account types: (1) 401(k) and other workplace retirement accounts, (2) IRAs, (3) HSAs, and (4) taxable accounts. Some can also use a mega ba…
Published on 11 months, 2 weeks ago
RBS 170: The Pros and Cons of Building a TIPS Ladder for Retirement Income
Episode 170
A TIPS ladder is just one way to generate income during retirement. We'll look at two scenarios where a TIPS ladder may make sense, and then discuss the pros and cons.
TIPS Ladder: https://www.tipslad…
Published on 11 months, 2 weeks ago
RBS 169: What Is The True Cost of a 1% AUM Investment Fee?
Episode 169
When evaluating fees charged by investment advisors, should we look only at the actual dollars spent, or should we evaluate the long-term effect these fees have on our wealth? That's the question I a…
Published on 11 months, 4 weeks ago
RBS 168: Vanguard Is Selling Your Retirement Plan (@#$@!!)
Episode 168
Vanguard has announced that it is selling 280,000 small business retirement plans to Ascensus. The transaction covers individual 401(k) plans, sometimes called Solo 401(k)s, Multi-SEP IRAs, and Simpl…
Published on 1 year ago
RBS 167: Fed Chair Powell Just Taught A Masterclass On Investing
Episode 167
In brief remarks, Federal Reserve Chairman Jerome Powell all but took an interest rate cut in the near term off the table. In doing so, he taught us a very important lesson about investing.
Join the N…
Published on 1 year ago
RBS 166: Fidelity Hacked--Here's How to Protect Your Accounts
Episode 166
Fidelity recently disclosed that its computer systems were breached and that the personal data of more than 77,000 customers were accessed. here's what happened and some ways we can protect ourselves…
Published on 1 year ago
RBS 165: Taxes and the 4% Rule: Tax-deferred vs. Roth vs. Taxable
Episode 165
Does the 4% Rule apply in the same way to tax-deferred, tax-free, and taxable accounts? And how should one consider the different tax treatments of these accounts when coming up with a safe spending …
Published on 1 year ago
RBS 164: S&P 500 Index Concentration at 50-Year High | What Should Investors Do?
Episode 164
Today, the top 10 companies in the S&P 500 Index account for more than 33% of the index. That's the largest concentration we've seen in 50 years. In this video we'll cover three things:
1. Just how si…
Published on 1 year ago