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RBS 172: Vanguard's $40M Class Action Settlement: Here's Your Potential Payout

Episode 172

Vanguard has reached a proposed settlement in the class action lawsuit related to the 2021 distribution of capital gains in its target date retiremen…

1 year, 4 months ago

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RBS 171: The Optimal Order to Fund Retirement Accounts

Episode 171

We can save for retirement through at least four different account types: (1) 401(k) and other workplace retirement accounts, (2) IRAs, (3) HSAs, and…

1 year, 4 months ago

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RBS 170: The Pros and Cons of Building a TIPS Ladder for Retirement Income

Episode 170

A TIPS ladder is just one way to generate income during retirement. We'll look at two scenarios where a TIPS ladder may make sense, and then discuss …

1 year, 4 months ago

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RBS 169: What Is The True Cost of a 1% AUM Investment Fee?

Episode 169

When evaluating fees charged by investment advisors, should we look only at the actual dollars spent, or should we evaluate the long-term effect thes…

1 year, 4 months ago

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RBS 168: Vanguard Is Selling Your Retirement Plan (@#$@!!)

Episode 168

Vanguard has announced that it is selling 280,000 small business retirement plans to Ascensus. The transaction covers individual 401(k) plans, someti…

1 year, 4 months ago

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RBS 167: Fed Chair Powell Just Taught A Masterclass On Investing

Episode 167

In brief remarks, Federal Reserve Chairman Jerome Powell all but took an interest rate cut in the near term off the table. In doing so, he taught us …

1 year, 4 months ago

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RBS 166: Fidelity Hacked--Here's How to Protect Your Accounts

Episode 166

Fidelity recently disclosed that its computer systems were breached and that the personal data of more than 77,000 customers were accessed. here's wh…

1 year, 5 months ago

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RBS 165: Taxes and the 4% Rule: Tax-deferred vs. Roth vs. Taxable

Episode 165

Does the 4% Rule apply in the same way to tax-deferred, tax-free, and taxable accounts? And how should one consider the different tax treatments of t…

1 year, 5 months ago

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RBS 164: S&P 500 Index Concentration at 50-Year High | What Should Investors Do?

Episode 164

Today, the top 10 companies in the S&P 500 Index account for more than 33% of the index. That's the largest concentration we've seen in 50 years. In …

1 year, 5 months ago

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RBS 163: How to Estimate Future Returns in Retirement

Episode 163

Our retirement plan's chance of success depends a lot on assumptions we make about future investment returns. In this video, I walk through my approa…

1 year, 5 months ago

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