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The Truth About Policy Loans, Dividends, & Inflation (Ep. 328)
The Truth About Policy Loans, Dividends, & Inflation (Ep. 328)

Most people think policy loans mean "borrowing your own money." That's completely wrong, and it's costing them big. In this episode, Mary Jo breaks d…

4 months, 2 weeks ago

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Kyle Busch Lost $8.5M... But It's Not What You Think (Ep. 327)
Kyle Busch Lost $8.5M... But It's Not What You Think (Ep. 327)

Kyle Busch just sued Pacific Life Insurance for $8.58 million, claiming he was misled by an Indexed Universal Life (IUL) policy. But what if this hig…

4 months, 3 weeks ago

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Bitcoin vs. Infinite Banking: Why I Still Choose Gold & Silver (Ep. 326)
Bitcoin vs. Infinite Banking: Why I Still Choose Gold & Silver (Ep. 326)

Bitcoin fans say it's the future. I say: show me how it actually solves real-world money problems. In this episode, I walk through the biggest unansw…

5 months ago

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The Truth About Infinite Banking: What Haters Get Wrong (Ep. 325)
The Truth About Infinite Banking: What Haters Get Wrong (Ep. 325)

Why do so many people say, "Whole life insurance never works"? Let's unpack that.

In this episode, Mary Jo takes on online critics who claim infinite…

5 months, 1 week ago

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$100K in Cattle at 20: The Move Dave Ramsey Hated (Ep. 324)
$100K in Cattle at 20: The Move Dave Ramsey Hated (Ep. 324)

When Dave Ramsey told a 20-year-old rancher he made a "huge mistake" buying $100,000 in cattle, we had some thoughts. Spoiler: Dave doesn't understan…

5 months, 2 weeks ago

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Banks Are Quietly Changing the Rules — Are You Ready? (Ep. 323)
Banks Are Quietly Changing the Rules — Are You Ready? (Ep. 323)

Season 2025 Episode 323

Banks are already tightening up on ag lending, and that's your red alarm. This creates instability as banks pull out of lending due to perceived hig…

5 months, 3 weeks ago

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Ep. 322 - Why Liquidity Beats Paying Off Debt
Ep. 322 - Why Liquidity Beats Paying Off Debt

Cattle checks look big with the current cattle prices, so why are so many farmers and ranchers still getting squeezed by the bank with farm loans?

6 months ago

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Ep. 321 - Why You Need More Than One Policy
Ep. 321 - Why You Need More Than One Policy

💡 Why would anyone need more than one life insurance policy? Having multiple life insurance policies can provide more premiums, earning compound int…

6 months, 1 week ago

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Ep. 320 - Life Settlements
Ep. 320 - Life Settlements

Are life settlements truly helping seniors, or are they simply enriching companies? In this episode of Farming Without the Bank, Mary Jo exposes the …

6 months, 2 weeks ago

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Ep. 319 - Passion for the Underdog
Ep. 319 - Passion for the Underdog

Are you paying tens of thousands for "help" that just sends you back to the bank—without cash flow, without clarity, and without confidence? Mary Jo…

6 months, 3 weeks ago

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