Podcast Episodes

The Truth About Infinite Banking: What Haters Get Wrong (Ep. 325)

Why do so many people say, "Whole life insurance never works"? Let's unpack that.

In this episode, Mary Jo takes on online critics who claim infinite banking doesn't work and reveals why most people …

Published on 2 months, 1 week ago

$100K in Cattle at 20: The Move Dave Ramsey Hated (Ep. 324)

When Dave Ramsey told a 20-year-old rancher he made a "huge mistake" buying $100,000 in cattle, we had some thoughts. Spoiler: Dave doesn't understand agriculture, leverage, or infinite banking.

👉 Fo…

Published on 2 months, 2 weeks ago

Banks Are Quietly Changing the Rules — Are You Ready? (Ep. 323)

Season 2025 Episode 323

Banks are already tightening up on ag lending, and that's your red alarm. This creates instability as banks pull out of lending due to perceived high risk.

Farming Without the Bank – Book & resour…

Published on 2 months, 3 weeks ago

Ep. 322 - Why Liquidity Beats Paying Off Debt

Cattle checks look big with the current cattle prices, so why are so many farmers and ranchers still getting squeezed by the bank with farm loans?

Because paying everything off kills your liquidity…

Published on 2 months, 4 weeks ago

Ep. 321 - Why You Need More Than One Policy

💡 Why would anyone need more than one life insurance policy? Having multiple life insurance policies can provide more premiums, earning compound interest and dividends, which in turn lead to greater…

Published on 3 months, 1 week ago

Ep. 320 - Life Settlements

Are life settlements truly helping seniors, or are they simply enriching companies? In this episode of Farming Without the Bank, Mary Jo exposes the hidden dangers of selling your life insurance poli…

Published on 3 months, 2 weeks ago

Ep. 319 - Passion for the Underdog

Are you paying tens of thousands for "help" that just sends you back to the bank—without cash flow, without clarity, and without confidence? Mary Jo gets loud (for good reason) to protect the underd…

Published on 3 months, 3 weeks ago

Ep. 318 - Get Out of Your County (and Your Own Way)

Too many farmers and ranchers limit their success by staying stuck in their own bubble—relying only on local advice, neighbor gossip, and the county coffee shop crew.

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https://w…

Published on 3 months, 4 weeks ago

Ep. 317 - Goals and Mission Statements Are a Waste of Time

Are goals and mission statements really helping you succeed—or are they holding you back? Here's why ACTION beats goals every single time.

In this episode, Mary Jo Irmen shares a real client story of…

Published on 4 months ago

Ep. 316 - Reimagining Agricultural Finance

Tired of banks controlling when and how you sell your crops or cattle? In this episode, Mary Jo Irmen breaks down how the Infinite Banking Concept (IBC) can transform the way farmers and ranchers fin…

Published on 4 months, 1 week ago