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Are You Inviting Financial Trouble by Automatically Filing Taxes Jointly With Your Spouse?
Are You Inviting Financial Trouble by Automatically Filing Taxes Jointly With Your Spouse?

Season 7 Episode 70

Are you automatically filing taxes jointly with your spouse? Well, hold onto your calculators, because that might not be the best idea! Today, we’re …

1 year, 8 months ago

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How do you turn reasonable cause into IRS penalty forgiveness?
How do you turn reasonable cause into IRS penalty forgiveness?

Season 7 Episode 69

Are IRS penalties keeping you up at night? Well, today we're diving into the world of reasonable cause, where there's a chance to wipe those pesky pe…

1 year, 8 months ago

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Can you truly live generously on a tight budget?
Can you truly live generously on a tight budget?

Season 7 Episode 68

Are you feeling the squeeze on your wallet but still want to give? Well, you’re in the right place! Today, we’re tackling that big question: can you …

1 year, 8 months ago

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Is the 30% rule for housing costs still a wise guideline today?
Is the 30% rule for housing costs still a wise guideline today?

Season 7 Episode 67

Is the 30% rule for housing still practical in today’s economy? In this episode of the Ask Ralph Show, Ralph Estep, our financial evangelist, is join…

1 year, 8 months ago

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Are you sacrificing your future by taking social security too soon?
Are you sacrificing your future by taking social security too soon?

Season 7 Episode 66

Are you wondering if taking Social Security too soon could mess with your future? Today, we’re diving into a super important question that could tota…

1 year, 8 months ago

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Are you ready for the IRS when earning extra income?
Are you ready for the IRS when earning extra income?

Season 7 Episode 65

Are you diving into the gig economy, raking in some extra dough from side gigs, freelance work, or selling stuff online? Well, buckle up, because we’…

1 year, 8 months ago

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Does divorce have to be painful? Avoiding financial and tax traps
Does divorce have to be painful? Avoiding financial and tax traps

Season 7 Episode 64

Divorce can feel like a big ol' mountain, but today we're diving into how to make that climb a little less daunting. We're here to discuss about the …

1 year, 8 months ago

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Are you truly ready to retire or are these financial habits holding you back?
Are you truly ready to retire or are these financial habits holding you back?

Season 7 Episode 63

Ready to dive into the wild world of retirement? We're tackling the big question: Are your financial habits keeping you from the golden years you’ve …

1 year, 8 months ago

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What happens to your debt when you’re no longer here?
What happens to your debt when you’re no longer here?

Season 7 Episode 62

Losing a loved one is already an overwhelming experience, but discovering they left behind a mountain of hidden debt can make it even more challengin…

1 year, 8 months ago

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How Can Faith and Wisdom Break the Chains of Debt?
How Can Faith and Wisdom Break the Chains of Debt?

Season 7 Episode 61

Feeling like you’re buried under a mountain of debt? Yeah, it can feel like a relentless thief robbing you of your peace and joy. Today, we’re diving…

1 year, 8 months ago

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