Podcast Episodes

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What do experts say about how much is the maximum amount to deposit to a CD?
What do experts say about how much is the maximum amount to deposit to a CD?

Season 6 Episode 281

Are you feeling anxious about your savings and the stock market? Today, Ralph Estep Jr. dives into the world of Certificates of Deposits (CDs) and ex…

1 year, 5 months ago

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How do I learn to effectively apologize?
How do I learn to effectively apologize?

Season 6 Episode 280

Apologizing effectively is a crucial skill that can save relationships, enhance partnerships, and promote personal growth. In this episode, Ralph div…

1 year, 5 months ago

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What are 9 terrible pieces of money advice to ignore if you want to get rich?
What are 9 terrible pieces of money advice to ignore if you want to get rich?

Season 6 Episode 279

Navigating the world of financial advice can be overwhelming, especially with the multitude of contradictory opinions out there. This podcast dives i…

1 year, 5 months ago

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What are the 7 best investment choices for frugal people?
What are the 7 best investment choices for frugal people?

Season 6 Episode 278

Are you feeling too frugal to invest? You’re not alone, and today’s discussion tackles this common concern while highlighting the importance of smart…

1 year, 5 months ago

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What is the tax impact of getting a lump sum versus routine payout of retirement?
What is the tax impact of getting a lump sum versus routine payout of retirement?

Season 6 Episode 277

In today's episode of the Ask Ralph podcast, we delve into the vital decision of choosing between a lump sum and annual retirement payouts, a choice …

1 year, 5 months ago

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What are 9 unexpected costs of selling your home?
What are 9 unexpected costs of selling your home?

Season 6 Episode 276

Ralph dives into the often-overlooked hidden costs of selling a home, a topic that can leave many homeowners unprepared and financially strained. He …

1 year, 5 months ago

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What do I do when I lose my wallet to protect from identity theft?
What do I do when I lose my wallet to protect from identity theft?

Season 6 Episode 275

Losing a wallet can lead to more than just a temporary inconvenience; it can be the gateway to a full-blown identity theft nightmare. In this episode…

1 year, 5 months ago

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What are 7 common traits of Americans who can never, ever, retire?
What are 7 common traits of Americans who can never, ever, retire?

Season 6 Episode 274

Feeling worried about your retirement prospects? Wondering what habits might be preventing you from securing a comfortable retirement? Tune in to thi…

1 year, 6 months ago

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How can I manage my anxiety by using my faith?
How can I manage my anxiety by using my faith?

Season 6 Episode 273

Are you struggling with anxiety and searching for ways to manage it through your faith? Tune in to this episode of the Ask Ralph Show with Ralph Este…

1 year, 6 months ago

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Should I have joint accounts with my children or rely on a Power of Attorney?
Should I have joint accounts with my children or rely on a Power of Attorney?

Season 6 Episode 272

Have you ever considered how a single financial decision could jeopardize your relationship with your child? In this episode of The Ask Ralph Podcast…

1 year, 6 months ago

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