Podcast Episodes

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My parents failed to prepare for retirement and are now 70 – what can I do to help them?
My parents failed to prepare for retirement and are now 70 – what can I do to help them?

Season 6 Episode 321

Are you worried about your aging parents' financial situation? This episode of the Ask Ralph Podcast dives into practical ways to support them, espec…

1 year, 4 months ago

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Why don’t I feel like I’m doing well financially – even though I am according to most experts?
Why don’t I feel like I’m doing well financially – even though I am according to most experts?

Season 6 Episode 320

Feeling financially secure on paper but unsettled inside is a common struggle that many face, as highlighted by Shannon's heartfelt letter. Despite e…

1 year, 4 months ago

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What is an EIN and why would I need one?
What is an EIN and why would I need one?

Season 6 Episode 319

Are you unsure whether you need an EIN (Employer Identification Number) for your small business? Ralph addresses this common confusion, particularly …

1 year, 4 months ago

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Why looking poor can be the key to being rich?
Why looking poor can be the key to being rich?

Season 6 Episode 318

Looking poor could actually be your secret weapon for building real wealth. Ralph Estep Jr. shares two compelling stories that illustrate how living …

1 year, 4 months ago

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How can I avoid losing my retirement benefits to an online scammer?
How can I avoid losing my retirement benefits to an online scammer?

Season 6 Episode 317

Are you worried about losing your retirement savings to online scammers? Ralph Estep Jr. tackles this critical concern by sharing personal stories an…

1 year, 4 months ago

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How do I build a death binder and what should I include in it?
How do I build a death binder and what should I include in it?

Season 6 Episode 316

Creating a death binder is a crucial step in ensuring your loved ones are prepared to manage your affairs in the event of the unexpected. Ralph dives…

1 year, 4 months ago

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What are some of the most popular misconceptions of money in scripture?
What are some of the most popular misconceptions of money in scripture?

Season 6 Episode 315

Money is often misunderstood, with many believing that it is the root of all evil or that God desires Christians to be poor. This episode delves into…

1 year, 4 months ago

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What are common things that most people don’t know about social security?
What are common things that most people don’t know about social security?

Season 6 Episode 314

Are you lying awake at night, worried that Social Security won't be enough to cover your retirement? You're not alone; many Christians share this con…

1 year, 4 months ago

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What are 7 alternatives to buying a home in your golden years?
What are 7 alternatives to buying a home in your golden years?

Season 6 Episode 313

Feeling overwhelmed by the maintenance of a large family home during retirement? You're not alone, and today, Ralph Estep Jr. challenges the notion t…

1 year, 4 months ago

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What are the differences between the two types of 529 plans?
What are the differences between the two types of 529 plans?

Season 6 Episode 312

Are you feeling overwhelmed about how to finance your child's college education? Ralph breaks down the two types of 529 plans—traditional college sav…

1 year, 4 months ago

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