Podcast Episodes
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What do experts say about how much is the maximum amount to deposit to a CD?
Season 6 Episode 281
Are you feeling anxious about your savings and the stock market? Today, Ralph Estep Jr. dives into the world of Certificates of Deposits (CDs) and explores how they can be a powerful tool for maximiz…
Published on 1 year, 2 months ago
How do I learn to effectively apologize?
Season 6 Episode 280
Apologizing effectively is a crucial skill that can save relationships, enhance partnerships, and promote personal growth. In this episode, Ralph dives into the art of making a meaningful apology, em…
Published on 1 year, 2 months ago
What are 9 terrible pieces of money advice to ignore if you want to get rich?
Season 6 Episode 279
Navigating the world of financial advice can be overwhelming, especially with the multitude of contradictory opinions out there. This podcast dives into the nine terrible pieces of money advice that …
Published on 1 year, 2 months ago
What are the 7 best investment choices for frugal people?
Season 6 Episode 278
Are you feeling too frugal to invest? You’re not alone, and today’s discussion tackles this common concern while highlighting the importance of smart investing for those who are naturally cautious wi…
Published on 1 year, 2 months ago
What is the tax impact of getting a lump sum versus routine payout of retirement?
Season 6 Episode 277
In today's episode of the Ask Ralph podcast, we delve into the vital decision of choosing between a lump sum and annual retirement payouts, a choice that can significantly impact your financial futur…
Published on 1 year, 2 months ago
What are 9 unexpected costs of selling your home?
Season 6 Episode 276
Ralph dives into the often-overlooked hidden costs of selling a home, a topic that can leave many homeowners unprepared and financially strained. He outlines nine unexpected expenses, from presale ho…
Published on 1 year, 2 months ago
What do I do when I lose my wallet to protect from identity theft?
Season 6 Episode 275
Losing a wallet can lead to more than just a temporary inconvenience; it can be the gateway to a full-blown identity theft nightmare. In this episode, Ralph delves into practical steps you can take t…
Published on 1 year, 2 months ago
What are 7 common traits of Americans who can never, ever, retire?
Season 6 Episode 274
Feeling worried about your retirement prospects? Wondering what habits might be preventing you from securing a comfortable retirement? Tune in to this episode of the Ask Ralph Show with Ralph Estep J…
Published on 1 year, 2 months ago
How can I manage my anxiety by using my faith?
Season 6 Episode 273
Are you struggling with anxiety and searching for ways to manage it through your faith? Tune in to this episode of the Ask Ralph Show with Ralph Estep Jr., where he answers the powerful question, How…
Published on 1 year, 2 months ago
Should I have joint accounts with my children or rely on a Power of Attorney?
Season 6 Episode 272
Have you ever considered how a single financial decision could jeopardize your relationship with your child? In this episode of The Ask Ralph Podcast, Ralph Estep Jr. tackles a question many listener…
Published on 1 year, 2 months ago