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Welcome to Financially Confident Christian
Have you ever felt like your faith is strong… but your finances are a mess? You're not alone—and you're exactly who this podcast is for.
I’m Ralph Estep Jr., a licensed accountant, business coach, and…
Published on 7 months ago
Beyond the Goal: What's Your Deeper 'Why'?
Season 7 Episode 142
In this episode of Ask Ralph, we explore the powerful connection between faith and finances—and why it’s about so much more than numbers on a spreadsheet. Ralph challenges the idea of simply applying…
Published on 7 months ago
What's Your Specific Financial Goal Right Now?
Season 7 Episode 141
Tired of feeling like you're doing all the right financial things but still not seeing results? In this episode of Ask Ralph, Ralph zeroes in on a key reason so many people lose momentum on their fin…
Published on 7 months ago
Could You Be Overpaying for Insurance?
Season 7 Episode 140
When was the last time you actually reviewed your insurance policies? In this episode of Ask Ralph, Ralph encourages listeners to stop letting automatic payments and brand loyalty lead to wasted mone…
Published on 7 months ago
Want to Save Consistently? Why Not Automate It?
Season 7 Episode 139
Ever plan to save money—but somehow never follow through? You’re not alone. In this episode of Ask Ralph, Ralph unpacks why great intentions often fall apart when life gets busy, bills pile up, and w…
Published on 7 months ago
LIVE SHOW REPLAY Are You Truly Living Below Your Means or Just Barely Getting By?
Season 7 Episode 138
Ever feel like you’re doing all the “right” financial things but still falling short? In this special live episode of Ask Ralph, Ralph and Craig unpack six powerful, everyday habits that faithful ste…
Published on 7 months ago
How Can You Stop Small Emergencies From Derailing Debt Payoff?
Season 7 Episode 137
You’re finally making progress on your debt—and then life happens. A flat tire. A broken appliance. A surprise medical bill. In this episode of Ask Ralph, Ralph shares a powerful and practical strate…
Published on 7 months, 1 week ago
Need Debt Payoff Motivation? Can $20 Make a Difference?
Season 7 Episode 136
Feeling overwhelmed by your debt total? You’re not alone. In this episode of Ask Ralph, Ralph shares the surprising power of small steps—specifically, how making a single $20 payment toward your smal…
Published on 7 months, 1 week ago
Trying to Pay Off Debt? Should You Stop Using Credit Cards?
Season 7 Episode 135
Debt isn’t just numbers—it’s emotional, spiritual, and heavy. In this episode of Ask Ralph, Ralph kicks off a new focus in the Joy of Living Below Your Means series by tackling the first, most courag…
Published on 7 months, 1 week ago
Ready to Face Your Debt? Where Do You Start?
Season 7 Episode 134
Still using credit cards while trying to pay them off? You’re not alone—and you’re not broken. In this episode of Ask Ralph, Ralph gets honest about the cycle so many of us find ourselves in: making …
Published on 7 months, 1 week ago