Podcast Episodes

Can Intentional Spending Reduce Budget Stress?

Ralph Estep Jr. dives into a listener's burning question about budgeting stress, tackling the age-old dilemma of whether to ditch the budget when it feels like a weight on your shoulders. Sheila, the…

Published on 4 months, 1 week ago

The "Summer Slump" Budget Review: Re-evaluating Habits Mid-Season?

Season 7 Episode 226

Feeling that summer budget slump? Yeah, me too! We started the season with big dreams and a solid plan, but now it’s like our wallets are leaking. Today, we’re diving into how to spot those sneaky sp…

Published on 4 months, 1 week ago

How Can I Teach My Teenager About Money Without Constant Arguing?

Season 7 Episode 225

Teaching your teens about money can feel like walking a tightrope, but it doesn't have to be a total circus. We dive into how to help your kids snag that sweet independence without all the drama – yo…

Published on 4 months, 1 week ago

How Can I Plan for College Costs Without Overwhelming My Family?

Season 7 Episode 224

Today, we’re diving into the wild world of college planning without losing our minds—or our wallets! It can feel like a massive mountain of debt just waiting to crush us, right? But hang tight, becau…

Published on 4 months, 1 week ago

How Can I Review My Financial Goals for the Rest of the Year?

Season 7 Episode 223

Alright, let’s dive in! We’re chatting about how to hit those financial goals we set back in January, which, let’s be real, might feel like a distant memory for some of us. If you're starting to wond…

Published on 4 months, 1 week ago

How Can I Enjoy a Debt-Free Holiday Season This Year?

Season 7 Episode 222

Alright, folks, we’re diving into how to rock a totally debt-free holiday season this year, and guess what? It's not too early to start planning! We’re talking about ditching that post-holiday financ…

Published on 4 months, 2 weeks ago

How Can I Budget for Fall Fun Without Overspending?

Season 7 Episode 221

We're diving into how to enjoy all the fall fun without making your wallet scream in agony! You know that sweet pumpkin spice season is here, but all those festivals and football games can really add…

Published on 4 months, 2 weeks ago

Credit Cards Are Not Your Emergency Fund, Here's Why!

So, let’s dive right into it—using a credit card as an emergency fund? Not such a hot idea, my friends. In this bonus episode, we tackle the question: Is your credit card really a good stand-in for c…

Published on 4 months, 2 weeks ago

How Can a Fall Side Hustle Boost My Holiday Budget?

Season 7 Episode 220

The holidays are sneaking up on us, and trust me, I feel the financial stress creeping in too! We’re diving into how to tackle that holiday budget without losing our minds or racking up debt. I’ve go…

Published on 4 months, 2 weeks ago

How Can Getting Organized Now Save Me Tax Season Stress?

Season 7 Episode 219

Tax season got you sweating bullets? Well, let’s flip the script and turn that chaos into calm! Today, we’re diving into how to get your financial ducks in a row now, so when tax time rolls around, y…

Published on 4 months, 2 weeks ago