Podcast Episodes

[Retirement] 19, Safe Harbor 401(k)

Season 3 Episode 19

Avoids ADP and ACP testing by providing a minimum employer contribution that is fully vested. --

The CFP Exam is known for its difficulty, and as I em…

1 year, 5 months ago

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[Retirement] 3, Qualified Plans

Season 3 Episode 3

Include pension and profit-sharing plans, with specific types like 401(k), ESOPs, and cash balance plans. --

The CFP Exam is known for its difficulty,…

1 year, 5 months ago

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[Retirement] 5, Defined Benefit vs. Defined Contribution

Season 3 Episode 5

Defined benefit plans promise a specific payout at retirement, while defined contribution plans depend on contributions and investment performance. -…

1 year, 5 months ago

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[Retirement] 4, Pension vs. Profit Sharing

Season 3 Episode 4

Pension plans promise a retirement benefit, while profit-sharing plans defer compensation and may allow in-service withdrawals. --

The CFP Exam is kno…

1 year, 5 months ago

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[Retirement] 2, FIRE Variants

Season 3 Episode 2

Lean FIRE involves minimalistic living, Barista FIRE includes part-time work, and Fat FIRE allows for a more luxurious lifestyle. --

The CFP Exam is k…

1 year, 5 months ago

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[Retirement] 1, Traditional vs. Alternative Retirement

Season 3 Episode 1

Traditional retirement involves ceasing work at a standard age, while alternative retirement includes strategies like FIRE (Financial Independence Re…

1 year, 5 months ago

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[Fundamentals] 20, Education Savings Plans

Season 2 Episode 20

529 plans, Coverdell ESAs, and Roth IRAs offer tax advantages for education funding.

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The CFP Exam is known for its difficulty, and as I embark on t…

1 year, 5 months ago

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[Fundamentals] 19, Consumer Protection Laws

Season 2 Episode 19

Includes Fair Credit Reporting Act, Fair Debt Collection Act, and Truth in Lending Act.

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The CFP Exam is known for its difficulty, and as I embark o…

1 year, 5 months ago

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[Fundamentals] 18, Fiscal Policy Tools

Season 2 Episode 18

Congress influences economic growth, price stability, and employment through taxation, spending, and debt management.

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The CFP Exam is known for its…

1 year, 5 months ago

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[Fundamentals] 17, Monetary Policy Tools

Season 2 Episode 17

Federal Reserve uses reserve requirements, discount rates, open market operations, and excess reserve rates.

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The CFP Exam is known for its difficul…

1 year, 5 months ago

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