Podcast Episodes
Back to Search#194 - Gifting, gift taxes, annual gift exclusion and gift tax returns (IRS Form 709)
Andy discusses the ins and outs of gifting, the annual gift exclusion, gift splitting, gift taxes, gift tax returns (IRS Form 709) and more!
Links in …
7 months ago
#193 - Q&A edition...Social Security lump sum for retroactive payments, whether to pay off a mortgage, step-up in basis, gifting without having to file a gift tax return and MORE!
Listener Q&A where Andy talks about:
Income tax treatment of buying bonds in a normal non-qualified brokerage account when you buy or sell bonds in b…7 months, 1 week ago
#192 – "Real" person chat with Kevin Sebesta from the Rock Retirement Club, discussing FIRE...Financial Independence, Retire Early
Andy chats with a real person (not an advisor) doing their own retirement planning. This week Andy is joined by Kevin Sebesta from the Rock Retiremen…
7 months, 2 weeks ago
#191 - "Hot topics" edition...Andy and Jason Cutitta talk about inheritances, Die With Zero, TSP in-plan conversion, taking RMDs and MORE!
Andy and Jason Cutitta from ToBa Financial share their thoughts on a handful of current events and "hot topics" relating to retirement planning. Spec…
7 months, 3 weeks ago
#190 - All about "backdoor" Roth contributions
Andy does a deep dive into everything about "backdoor" Roth contributions, which is where you make an after-tax contribution to a traditional/pre-tax…
8 months ago
#189 - My background and prior experiences and how they shaped my views and approach to retirement planning and starting my own firm and creating this podcast
Andy shares his background and how/why that shaped his views, beliefs and approach to providing tax-efficient retirement planning and related content…
8 months ago
#188 - Q&A edition...Social Security spousal benefits, cognitive biases in investing, changing state tax domicile, naming minors as beneficiaries and MORE!
Listener Q&A where Andy talks about:
Can a spouse claim spousal benefits while delaying the start of their own benefit ( 10:40 )What's the best way t…8 months, 1 week ago
#187 – "Real" person chat with Kevin Lyles from the Rock Retirement Club, discussing six "Retirement Truths"
Andy chats with a real person (not an advisor) doing their own retirement planning. This episode is a bit different from our normal real people chats…
8 months, 2 weeks ago
#186 - "Hot topics" edition...Andy and Cody Garrett talk about ACA tax credits, Roth conversions, tax gain harvesting, paying taxes in retirement, using HSAs and MORE!
Andy and Cody Garrett from Measure Twice Financial share their thoughts on a handful of current events and "hot topics" relating to retirement planni…
8 months, 3 weeks ago
#185 - My thoughts and commentary about what the financial markets did in 2025
Andy shares his thoughts and commentary about 2025 returns and events for:
U.S. stocksInternational stocksU.S. bondsGold & SilverBitcoinLinks in this …
9 months ago