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#207 – Roth conversion analysis: more than meets the eye

Andy discusses the various areas of consideration and analysis that go into deciding whether Roth conversions might potentially be of value. Furtherm…

10 hours ago

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#206 - Q&A edition...Social Security spousal benefits, tax withholdings on Social Security, bonds vs bond funds, separating basis out of IRAs and MORE!

Listener Q&A where Andy talks about: 

Claiming your own Social Security benefit at 62 and then later switching to collecting a spousal benefit after y…

1 week ago

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#205 – "Real" person retirement planning chat with Daryl

Andy chats with a real person (not an advisor) doing their own retirement planning. In this episode, Andy talks with Daryl. They talk about a wide ar…

2 weeks ago

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#204 - "Hot topics" edition...Andy and Brad Flood talk about portfolio withdrawal strategies & sequence of returns risk, financial planning software limitations, balancing optimization and simplicity, and MORE!

Andy and Brad Flood from Tenon Financial share their thoughts on a handful of current events and "hot topics" relating to retirement planning. Specif…

3 weeks ago

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#203 – Options for holding cash and cash equivalents

Andy discusses the different options for holding cash and cash equivalents (i.e. things that are principal protected, offer some amount of interest a…

4 weeks ago

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#202 – Guest host Mark Rosinski discusses Treasury obligation interest, basis in inherited IRAs, RMD aggregation rules, doubling up contributions to 457 plans, and ways to invest during the Social Security delay period

Guest host Mark Rosinski, CFP®, CPA, RICP®, from Dunes Financial does a "hot topics" episode where he talks about:

US Government obligation interest a…

1 month ago

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#201 - Q&A edition...A.I. and financial planning, the "withhold and replace" method of paying taxes, step DOWN in basis, TIPS ladders and MORE!

Listener Q&A where Andy talks about: 

Correction to a previous Q&A episode regarding taxation of lump sum Social Security benefits paid in one year fo…

1 month, 1 week ago

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#200 – 200th episode special edition: my observations about the financial services industry

Special edition 200th episode where Andy shares some of his observations about the financial services industry from his time working in it:

Creating g…

1 month, 2 weeks ago

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#199 - "Hot topics" edition...Andy and Jonathan Vance talk about opportunities in the current market environment, 2026 tax updates, questions to ask advisors and MORE!

Andy and Jonathan Vance from Vance Financial Planning share their thoughts on a handful of current events and "hot topics" relating to retirement pla…

1 month, 3 weeks ago

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#198 - Whether to take a pension as a lump sum or monthly payments

Andy discusses the pros and cons of taking a lump sum vs taking monthly payments for your pension, questions to ask yourself to help figure out if it…

2 months ago

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