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Tax-Loss Harvesting Strategies to Maximize Your Benefit and Avoid Costly Mistakes

Episode 190

 Tax loss harvesting is a strategy that investors use to reduce their tax bill. However, there are many misconceptions about tax loss harvesting, inc…

2 years, 3 months ago

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How to Teach Your Adult Children to Plan for Retirement

Episode 189

James walks through a framework of how you ensure that your legacy goals include more than just leaving a chunk of money to your kids when you're gon…

2 years, 4 months ago

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Is Your Portfolio Big Enough to Benefit From Roth Conversions?

Episode 188

What are the benefits of Roth conversions in retirement planning? James addresses questions about when Roth conversions become worthwhile.

This episod…

2 years, 4 months ago

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Does It Ever Make Sense to Purchase an Annuity?

Episode 187

Have you ever wondered if purchasing an annuity makes sense for you?

There are two conflicting opinions from financial advisors: some advocate for ann…

2 years, 4 months ago

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Pretax vs Roth- Which is Better for You If You're in the 24% Tax Bracket?

Episode 186

If you're in a high tax bracket now and expect to remain in a high tax bracket after retirement, should you prioritize pre-tax retirement accounts or…

2 years, 4 months ago

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Here's How a Pension Should Change Your Investment Strategy

James debunks common misconceptions about retirement portfolio allocation and explains how to factor in your pension, social security, and other fixe…

2 years, 4 months ago

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Your Retirement Roadmap: A 5-Step Plan to Retirement Readiness

In this  episode, James emphasizes the importance of having a well-thought-out financial plan for retirement, rather than relying solely on the size …

2 years, 5 months ago

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How to Break Up with Your Financial Advisor

Episode 183

In this episode James explores signs that may indicate it's time to move on from a current financial advisor and discusses the professional and respe…

2 years, 5 months ago

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Spend Guilt-Free: How to Shift from a Savings to Spending Mindset in Retirement

One of the most ironic things about retirement spending is that the people who have saved the most money are often the same ones that have the most d…

2 years, 5 months ago

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Donor Advised Funds - The Secret Weapon for Tax-Efficient Charitable Giving

The majority of people who participate in some level of charitable giving in retirement aren't getting a tax deduction for any of it. While external …

2 years, 5 months ago

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