Podcast Episodes
Back to SearchAt What Age Should I Work with a Financial Advisor?
Episode 210
Deciding to work with a financial advisor is about more than how much you've stashed away. It's also about determining whether an advisor's benefits …
1 year, 11 months ago
Sell, Rent, or Borrow? Best Ways to Use Home Equity in Retirement
Episode 209
Listener Ray is wondering what to do with his home as he embarks on a nomadic, van-life journey in retirement. Should he sell it to finance his trave…
1 year, 11 months ago
Pay ZERO Capital Gains Tax vs Roth Conversions in Retirement: How to Determine Which is Best
Episode 208
Listener Drew asks about a tax strategy for juggling capital gains and Roth conversions. While it can be a complicated question – especially when lar…
1 year, 11 months ago
Tax-Smart Strategies for Wealth Transfer: Secure Your Family's Future
Episode 207
James responds to listener Jerry’s question about the optimal time to distribute inheritance or charitable gifts: before or after passing away.
James…
1 year, 11 months ago
Roth Conversion Strategies to Protect Your Spouse's Future Tax Burden
Episode 206
A listener says, “Eventually, one spouse will pass before the other, which will often catapult the survivor into a significantly higher tax bracket. …
2 years ago
Should I Fund my Retirement Needs by Purchasing an Annuity?
Episode 205
Jason and his wife face a crucial decision: whether to purchase an annuity or pursue traditional investments as they prepare for a full-time, slow-tr…
2 years ago
How Should I Invest Bucket #1 of my Retirement Portfolio (3 Bucket Strategy)
Episode 204
The "Three Bucket Strategy" is a popular retirement income planning method. The first bucket covers immediate expenses in retirement. Listeners John …
2 years ago
At What Point Should I Take the Tax Hit on Unrealized Gains?
Episode 203
Benjamin, nearing retirement at 65, faces a familiar dilemma with his taxable account housing expensive mutual funds. Despite their underperformance,…
2 years ago
Maximize Your Early Retirement: Should You Save to 401k or Brokerage Accounts?
Episode 202
Typical retirement strategies assume a retirement age of over 60. With an earlier retirement goal, a careful look is required to determine what strat…
2 years, 1 month ago
Safe Withdrawal Rate Myths: Debunking 3 Common 4% Rule Mistakes
Episode 201
The 4% rule helps us understand how much we can safely take out of our portfolio each year without running out of money in retirement.
Yet, as simple …
2 years, 1 month ago