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Ep. 1994: The $31,000 Advice Bill
Episode 1994
Don and Tom unpack what financial advice should cost after a retired couple discovers they’re paying $31,000 a year. They compare fee-only, fee-based…
4 weeks ago
Ep. 1993: The High-Yield Trapdoor
Episode 1993
Covered-call ETFs trade away upside for income and still carry market risk. They also discuss TSP Roth conversions, an Avantis balanced fund, a possi…
4 weeks, 1 day ago
Ep. 1992: The Enemy Is Us
Episode 1992
The biggest drag on an investment portfolio may be the investor. Don and Tom examine the behavior gap—the difference between what investments earn an…
4 weeks, 2 days ago
Ep. 1991: Seven Questions, Clear Answers
Seven listeners bring seven practical money decisions, and Don moves through them without the usual detours. He compares ETFs with mutual funds, unta…
1 month ago
Ep. 1990: Luck Isn’t Skill
Episode 1990
One lucky streak can feel like investing genius—but anecdotes are not evidence. Don and Tom examine leveraged ETFs such as TQQQ, the brutal losses le…
1 month ago
Ep. 1989: Two Clocks, One Plan
Episode 1989
Retirement planning becomes a two-clock problem when spouses are a decade or more apart in age. Don and Tom explain why one household may need to fun…
1 month ago
Ep. 1988: The Guarantee Mirage
Episode 1988
Don and Tom examine the promises behind fixed, indexed, and immediate annuities—and why the word ‘guaranteed’ deserves closer scrutiny. They explain …
1 month ago
Ep. 1987: The Fee Machine
Higher fees do not buy higher returns. Don and Tom unpack the fee-to-risk/reward ratio, show how fund costs compound against investors, and compare l…
1 month, 1 week ago
Ep. 1986: Six Questions, Straight Answers
Episode 1986
Six listener questions drive this Friday edition, starting with whether a pre-retirement car purchase belongs on a 401(k) withdrawal. Don explains wh…
1 month, 1 week ago
Ep. 1985: The Just-Right Path
Episode 1985
Retirement planning gets dangerous when people drift toward either extreme. Don and Tom unpack a survey in which savers wildly overestimate the nest …
1 month, 1 week ago