Podcast Episodes
Back to SearchDave Ramsey Says Don't Do an IUL Because of Its Surrender Charges (Is He Right?)
Season 1 Episode 237
Dave Ramsey contends that the IUL is a ripoff primarily because of two reasons: high fees and surrender charges
He also recommends that if you have a…
2 years, 10 months ago
Now is the Best Time in History to Get to the 0% Tax Bracket
Season 1 Episode 236
If you have the lion's share of your wealth in a tax-deferred bucket, you have actually played your cards perfectly. You probably allocated that mone…
2 years, 10 months ago
Does the IUL REALLY Work?
Season 1 Episode 235
The internet is full of naysayers that are convinced the Indexed Universal Life Insurance Policy (IUL) is a ticking time bomb, but the question is "w…
2 years, 10 months ago
Dave Ramsey Is WRONG About the National Debt
Season 1 Episode 234
In a recent video a high school senior called in to Dave Ramsey's show where he offered some good advice but also played down the severity of the nat…
2 years, 11 months ago
Ernst & Young Study on Using Permanent Life Insurance for Retirement Income (Surprising Results!)
Season 1 Episode 233
A recently published study claims that taking income from permanent life insurance and annuities in retirement can create a better outcome for invest…
2 years, 11 months ago
Max Loan Challenge: Whole Life vs IUL in a Fixed Account
Season 1 Episode 232
IUL and whole-life policies both have their place. Whole-life advocates prefer it because your cash value is guaranteed to increase each and every ye…
2 years, 11 months ago
"That's a Lie!" Angry Senator Confronts Janet Yellen Over Social Security Bankruptcy
Season 1 Episode 231
Janet Yellen appeared in front of a Senate Finance Committee in March where explosive testimony erupted when a senator from Louisiana asked a line of…
2 years, 11 months ago
The 5 Biggest IUL Mistakes (And How to Avoid Them)
Season 1 Episode 230
David breaks down the 5 biggest IUL mistakes people make and how to avoid them.
He starts the conversation by explaining the impact IULs can have on…
3 years ago
How to Avoid Over-Converting Your Roth IRA
Season 1 Episode 229
David sits down with certified financial planner Mark Byelich to discuss how to avoid over-converting your Roth IRA.
They start the conversation by d…
3 years ago
Why the Middle Class Could Soon Be Paying 45% Effective Tax Rates
Season 1 Episode 228
David sits down with certified financial planner Mark Byelich to discuss why the middle class could soon be paying 45% effective tax rates.
When aske…
3 years ago