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How Roth IRAs and Life Insurance Can COMPLETELY SHIELD You and Your Heirs From a Doubling of Tax Rates

Season 1 Episode 247

The national debt is fast approaching $32 trillion dollars, nearly double from only a few short years ago. Neither parties are blame-free for the sit…

2 years, 8 months ago

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Why the Roth IRA Is NOT Enough (Graham Stephan Is Wrong!)

Season 1 Episode 246

There are a number of popular finance YouTube personalities like Graham Stephan talking about how you can be a millionaire by simply contributing $18…

2 years, 8 months ago

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How to Implement the Power of Zero Retirement Strategy

Season 1 Episode 245

Step one of the Power of Zero strategy is to realize that due to unfunded obligations for Social Security, Medicare, and Medicaid and interest on the…

2 years, 8 months ago

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The Case for Contributing 30% of Your Retirement Savings to an LIRP

Season 1 Episode 244

Your LIRP functions as the ideal volatility buffer because it grows safely and productively in a tax-free way.

According to a recent study by Ernst &…

2 years, 8 months ago

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Dave Ramsey Is Disastrously Wrong on Roth Conversions

Season 1 Episode 243

The biggest issue with Dave Ramsey's view on Roth Conversions, and most of his advice in general, is his one-size-fits-all approach which costs his l…

2 years, 9 months ago

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Roth Conversions: Avoid This Bracket at All Costs!

Season 1 Episode 242

We know for sure that we currently have three more years of historic tax rates.

The good news is that it's fairly likely that those tax rates will be…

2 years, 9 months ago

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Here's Why They're Going to Extend the Trump Tax Cuts Before 2024

Season 1 Episode 241

The Trump tax cuts went into effect at the end of 2017, but because they lacked a supermajority of approval in Congress those tax cuts had an expirat…

2 years, 9 months ago

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Do ALL Financial Gurus Hate Cash Value Life Insurance?

Season 1 Episode 240

For David, financial gurus seem to hold a deep hatred for permanent life insurance – be it whole life, universal life, index universal life, or varia…

2 years, 9 months ago

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Should you do a Roth 401(k) or a Traditional 401(k)? (The Answer May Surprise You!)

Season 1 Episode 239

The decision of whether to contribute to a Roth 401(k) or a Traditional 401(k) all comes down to whether you are likely to be in a higher tax bracket…

2 years, 10 months ago

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Ramit Sethi is WRONG About Annuities and Cash Value Life Insurance

Season 1 Episode 238

When it comes to investing, I'll Teach You to Be Rich author Ramit Sethi sees whole life insurance, annuities, and Primerica as major red flags.

Davi…

2 years, 10 months ago

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