Episode Details

Retirement dreams are cracking under the weight of soaring living costs for South African middle-income retirees—74% are spending way more than planned, forcing many to work side gigs just to survive. The old playbook of selling your family home and cashing in isn’t working: big houses in stagnant markets are dragging down fixed incomes, while smaller, managed retirement estates are booming—and getting pricier. What was once an asset is now a monthly burden. The solution? Consider downsizing early—or even moving into a retirement community with predictable fees. The key? Don’t wait until health or finances force your hand—start asking hard questions now about your home’s real value and future needs.

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