Podcast Episodes
Back to SearchRBS 227: 3 Essential Tools to Evaluate Your Investment Portfolio
Episode 227
A viewer asked me to suggest some tools he could use to evaluate his investment portfolio and asset allocation. So in this video we looked at three of my favorite investment tools:
1. Empower: https:/…
Published on 3 days, 1 hour ago
RBS 226: What Budgeting App is Best for Those With a Learning Disability? (FQF)
Episode 226
In today's Five Question Friday (FQF) video, we cover the following questions:
1. What are the best finance apps for those with a learning disability?
2. Is 3% SWR the new 4%?
3. How do you model tax-fr…
Published on 3 weeks, 3 days ago
RBS 225: 8 Ways to Reduce Medicare IRMAA Payments
Episode 225
In today's video, we discuss how Income-Related Monthly Adjustment Amount (IRMAA) payments are calculated and 8 strategies to reduce or even eliminate the payments.
Resources from the Video
Reddit Foru…
Published on 4 weeks, 1 day ago
RBS 224: What is the Tax Triangle? (FQF)
Episode 224
In today's Five Question Friday (FQF), we cover five great questions and one tax calculator:
1. What is the Tax Triangle? (Traditional, Roth, and taxable accounts)
2. Is the Withdrawal Amount in FICalc…
Published on 1 month ago
RBS 223: How Bracket Filling Can Lower Your Tax Bill in Retirement
Episode 223
A viewer recently asked about bracket filling:
"I haven't heard you or other financial advisors say much about "bracket filling" in retirement. Is it reasonable to think that in retirement I should be…
Published on 1 month, 3 weeks ago
RBS 222: The New Tax Law Changes and How They May Affect Retirement
Episode 222
The passage of the One Big Beautiful Bill Act has brought us a number of changes to the tax laws. Some changes are "permanent," meaning it would take an act of Congress and the President to change th…
Published on 1 month, 3 weeks ago
RBS 221: What's the Best Option for Cash: Money Market Funds or T-Bill ETFs? (FQF)
Episode 221
Here are the five questions we cover this week in Five Question Friday:
1. Should we park cash in a money market fund or a t-bill ETF?
2. Are Robo-Advisor Tax-Loss harvesting features worth it?
3. What …
Published on 1 month, 4 weeks ago
RBS 220: How the New $6,000 Senior Bonus Deduction Affects Roth Conversions (FQF)
Episode 220
In today's Five Question Friday we look at the following questions:
1. How should the $6,000 senior deduction affect Roth conversions?
2. Are short-term bonds a reasonable alternative to intermediate-t…
Published on 2 months ago
RBS 219: 3 Smart Alternatives to the 4% Rule (No Initial Safe Withdrawal Rate Required)
Episode 219
One of the challenges of the 4% Rule is what your initial safe withdrawal rate should be. While the name of the rule suggests one should start with 4%, there are countless reasons why that start poin…
Published on 2 months, 3 weeks ago
RBS 218: Individual TIPS vs TIPS Funds--Which Offers Better Inflation Projection? (FQF)
Episode 218
In today's Five Question Friday (FQF), we look at the following questions:
1. TIPS Funds vs Individual TIPS--which provides the better inflation protection?
2. Is a 4% withdrawal each year with no infl…
Published on 2 months, 3 weeks ago