Podcast Episodes
Back to SearchU.S. National Debt: How Will We Ever Pay Off $28 Trillion?
Episode 129
Today I'm talking about the U.S. National Debt which currently sits at ~$28 trillion.
While that is a GIANT number, I'm sharing why current debt leve…
4 years, 8 months ago
The Top 3 Benefits of Market Cap Weighted Index Funds
Episode 128
Today I'm talking about the benefits of Market-Cap-Weighted index funds (e.g., Vanguard Total Stock Market).
Why?
Last week, I made a brief comment t…
4 years, 9 months ago
How to Earn a 7% Return in Today's Environment
Episode 127
The average interest rate for savings accounts is 0.06%.
National home prices just reported their highest one-year gain in history.
The U.S. stock ma…
4 years, 9 months ago
Why Investors Underperform by 2% Per Year + How to Improve Your Returns
Episode 126
Today I'm sharing the hot off the press results of the annual "Mind the Gap" study.
Once again, over the last 10 years, investors earned ~2% per year…
4 years, 9 months ago
Can Required Minimum Distributions (RMDs) Cause You to Overwithdraw in Retirement?
Episode 125
Today I'm talking about Required Minimum Distributions (RMDs).
Specifically, I'm sharing:
How RMD withdrawal rates can creep up to 12% Why they can …4 years, 9 months ago
Retirement Income Part 4: Using Dynamic Withdrawal Strategies to Maximize Income
Episode 124
Today I'm wrapping up our retirement income series by talking about Dynamic Withdrawal Strategies.
Dynamic strategies are designed to:
Maximize reti…4 years, 10 months ago
Retirement Income Part 3: Immediate Annuities and Dividend Stocks + Their Pros & Cons
Episode 123
Today I'm talking about immediate annuities and dividend stocks as potential retirement income solutions.
Specifically, I'm sharing the what, why, an…
4 years, 10 months ago
Retirement Income Part 2: The 4% Rule + Why the Creator Doesn't Follow It
Episode 122
Today I'm breaking down the 4% rule.
Specifically, I'm sharing:
A brief history of the rule Why the creator doesn't follow it The pros and consI'm…
4 years, 10 months ago
Retirement Income Part 1: Why Most Retirees Will Never Draw Down Their Savings
Episode 121
Today I'm kicking off a multi-part series on creating a reliable income stream in retirement.
To help set the stage for this series, Michael Kitces d…
4 years, 10 months ago
Buying vs Leasing: The True Cost of Owning a Car
Episode 120
Today I'm talking about car ownership.
Specifically, I'm sharing:
The Total Lifetime Cost of Owning a Car How Buying New Can Cost the Same as Buyin…4 years, 10 months ago