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Pros and cons of buying property without a pre-approval
Pros and cons of buying property without a pre-approval

Season 1 Episode 162

Many lenders are taking a number of weeks (sometimes months) to approve loans at the moment. These delays have been caused mainly by significantly hi…

5 years, 1 month ago

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How to prepare a practical and actionable business plan - and why it's so important
How to prepare a practical and actionable business plan - and why it's so important

Many business owners prepare a business plan when they first start their business. But this document is never looked at again. We encourage our clien…

5 years, 1 month ago

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2021 Federal Budget - Financial planning opportunities
2021 Federal Budget - Financial planning opportunities

Season 1 Episode 161

Treasurer Frydenberg handed down the federal budget last night and to be honest, there’s not a lot in it for individuals and investors. However, ther…

5 years, 1 month ago

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How to make the most of your super increase (after 1 July 2021)
How to make the most of your super increase (after 1 July 2021)

Season 1 Episode 160

After 1 July this year, your employer must increase your super contributions from 9.5% to 10% of your salary. This contribution rate will then increa…

5 years, 1 month ago

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A business owners most important decision is setting the price of their product or service
A business owners most important decision is setting the price of their product or service

If your net profit margin is 20% and you increase your price by 10%, you will increase your profit by 50%! That is why pricing is probably the most i…

5 years, 2 months ago

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Tax: How to minimise your largest lifetime expense
Tax: How to minimise your largest lifetime expense

Season 1 Episode 159

Tax isn’t necessarily a bad thing. If you’re paying tax, it means that you are making money (income or capital gains). But of course, there’s no need…

5 years, 2 months ago

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Don't underestimate the mathematical power of gearing
Don't underestimate the mathematical power of gearing

Season 1 Episode 158

It’s stating the obvious to say interest rates are very low at the moment. But what can be easily missed is how powerful low rates can be for investo…

5 years, 2 months ago

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How to turn your business into a cash flow machine (self-fund growth and personal needs)
How to turn your business into a cash flow machine (self-fund growth and personal needs)

Cash flow is the lifeblood of any business. A business that generates an increasing amount of free cash flow as it grows can self-fund its future gro…

5 years, 2 months ago

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Investment opportunity: Is the share market switching to value?
Investment opportunity: Is the share market switching to value?

Season 1 Episode 157

Growth investors have been well-rewarded over the past decade. For example, the S&P500 index (US market) has delivered an average return of 14.5% p.a…

5 years, 2 months ago

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Why property price growth will level out over the rest of this year
Why property price growth will level out over the rest of this year

Season 1 Episode 156

The internet and newspapers are awash with stories of properties selling for amounts wildly above reserve. Such news can create FOMO and fuel buyer d…

5 years, 2 months ago

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