Podcast Episodes

Beyond the 401(k): Mastering 403(b) and 457 Plans

Episode 1301

Are you a teacher, a non-profit employee, or a public servant? In this episode, we decode the specific retirement savings plans designed for you. We begin by exploring the 403(b), a tax-advantaged pl…

Published on 1 day, 3 hours ago

The Retirement Risk Shift: Defined Benefit vs. Defined Contribution

Episode 1300

Join us as we decode the complex mechanics of retirement funding by comparing the two dominant pension systems: Defined Benefit (DB) and Defined Contribution (DC) plans.

We begin by exploring the trad…

Published on 1 day, 5 hours ago

Vested Interest: When Do You Actually Own Your Assets?

Episode 1299

Have you ever wondered when your employer’s 401(k) match actually belongs to you, or how startup equity is distributed over time? In this episode, we break down the legal concept of vesting—the speci…

Published on 1 day, 5 hours ago

The Art of the Roll: Managing Maturity, Liquidity, and Market Congestion

Episode 1298

In this episode, we break down the financial strategy of rolling a contract, a process where investors trade out of a current contract and immediately buy one with a longer maturity to maintain a pos…

Published on 1 day, 5 hours ago

The Tax Clock Ticks: Navigating Required Minimum Distributions (RMDs)

Episode 1297

In this episode, we break down the complex rules surrounding Required Minimum Distributions (RMDs), the mandatory annual withdrawals U.S. tax law demands from traditional IRAs and employer-sponsored …

Published on 1 day, 5 hours ago

The Social Security Deep Dive: From FICA Taxes to the 2035 Trust Fund Cliff

Episode 1296

In this episode, we unpack the massive machinery behind the Old-Age, Survivors, and Disability Insurance (OASDI) program, commonly known as Social Security. We explore how the system has evolved sinc…

Published on 1 day, 5 hours ago

Decoding Medicare: From Part A to Advantage, Funding Challenges, and Future Reforms

Episode 1295

In this episode, we dive deep into Medicare, the federal health insurance program established in 1965 under President Lyndon B. Johnson,. We break down the complex structure of the system, explaining…

Published on 1 day, 5 hours ago

Medicaid Unpacked: From the Great Society to the 2025 "One Big Beautiful Bill"

Episode 1294

In this episode, we take a deep dive into Medicaid, the massive joint federal-state program that provides health insurance to over 85 million low-income and disabled Americans. We trace the program’s…

Published on 1 day, 5 hours ago

The Price of Civilization? The History, Mechanics, and Morality of Taxation

Episode 1293

From the harvest tithes of Ancient Egypt to modern corporate levies, this episode unpacks the complex global history and function of taxation,. We define the tax as a mandatory financial charge used …

Published on 1 day, 5 hours ago

Taxing Times: From Ancient Origins to Modern Brackets

Episode 1292

In this episode, we explore the history, mechanics, and economic impact of income tax. While often considered a modern certainty, we trace the roots of income taxation back to 9 CE in China and the "…

Published on 1 day, 5 hours ago