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Social Security, Inherited Roth, and IRMAA: Q&A #2533

Jim and Chris discuss listener questions on Social Security spousal benefits, filing logistics and spousal eligibility with a disabled child, an inhe…

10 months, 1 week ago

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Funding Discretionary Spending: EDU #2533

Chris’s Summary
Jim and I continue discussing funding discretionary spending in Robert Merton’s three bucket retirement income framework from last wee…

10 months, 2 weeks ago

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Social Security, Roth Conversions, Annuities, and Rule of 55: Q&A #2532

Jim and Chris discuss listener questions on Social Security timing strategies, Roth conversions in an RMD year, annuity return calculations, account …

10 months, 2 weeks ago

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Retirement Income Versus Savings: EDU #2532

Chris’s Summary
Jim and I review a recent article featuring Robert Merton’s views on retirement income versus savings, using it as a springboard to un…

10 months, 3 weeks ago

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Ohio, Medicare, Social Security, Roth 401k, and Annuities: Q&A #2531

Jim and Chris discuss Jim’s relocation experience to Ohio, a listener PSA on Medicare, questions about Social Security payment timing and divorce eli…

10 months, 3 weeks ago

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Buffered ETFs vs Stocks and Cash: EDU #2531

Chris’s Summary
Jim and I are joined by Matt Kaufman, Senior Vice President and Head of ETFs at Calamos Investments, to discuss buffered ETFs vs stock…

10 months, 4 weeks ago

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Social Security, Transition Planning, Positioning, Roth Conversions, IRMAA: Q&A #2530

Chris is joined by Jake and Jacob to answer listener questions on Social Security, followed by a PSA about unexpected Social Security payment timing,…

11 months ago

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Living Benefits on Annuities: EDU #2530

Chris’s Summary
Jim and I explain living benefits on annuities, covering how guaranteed income riders work and why they can appeal to those hesitant t…

11 months ago

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Social Security, SPIA Taxation, IRMAA, Roth Conversions: Q&A #2529

Chris and Jake address listener questions on Social Security, single premium immediate annuity (SPIA) taxation, IRMAA impacts from NQDC payments, and…

11 months, 1 week ago

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Social Security, Annuities, Roth and Roth TSP 5-Year Rule: Q&A # 2528

Jim and Chris answer listener questions on Social Security filing and its effect on HSA eligibility, Social Security means testing, the timing of ann…

11 months, 2 weeks ago

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