Podcast Episodes

Term rider. Good or bad?

If you've been "around" in the insurance world, you've probably heard about a term rider.

It is quite common to see an insurance policy with a term rider attached, but this doesn't mean it's a good i…

Published on 4 years ago

Taxes...Guess what's happening?

Taxes have been around for a very long time indeed. If we look at the history of taxes in the United States, we notice a curious phenomenon... taxes rarely decrease over time. For some reason, taxes …

Published on 4 years ago

Is College still worth it?

With college tuition increasing and student loans becoming a real problem, the question presents itself: Is college still worth it?

Many college students graduate and work jobs completely unrelated t…

Published on 4 years ago

Wish your 401k luck, it's going to need it

There is a new rule pending approval which could dramatically change 401(k)s. If the ruling is approved, 401k plan managers, while choosing investments, will have to consider the ESG criteria (Enviro…

Published on 4 years, 1 month ago

Do what you're told!

Ever heard that? It seems to be a prevailing theme nowadays. Look to the experts. Don't ask questions. Do what you're told. Looking to the experts is fine but relying solely on them can be catastroph…

Published on 4 years, 1 month ago

Lies Lies LIES!

We live in a world of lies. This isn't anything new or unique to this time in history. We've been living in a world of lies for a long time. So, who should we trust? The government? Yeah, not us eith…

Published on 4 years, 1 month ago

Taxing the Rich... a failure?

Taxing the rich is a topic many elected officials harp on with a religious zeal. Despite their moral high tone, taxes on the rich seem to do more damage to the middle and lower classes. The income ta…

Published on 4 years, 1 month ago

Are Danger signs Dangerous?

Warning signs are supposed to offer us some degree of protection from the described danger. Yet a recent study shows they many have the opposite effect.

Trivial warnings abound everywhere... especial…

Published on 4 years, 2 months ago

Taking a Policy Loan? Here's what you need to know

Taking a loan from a policy is easy, but there are questions that can arise.

Will taking a loan decrease my death benefit? Why does the insurance company charge interest?  When should I pay off my po…

Published on 4 years, 2 months ago

Investments, Social Security and some other Stuff

Lots of people seem to be gung-ho on investing in the market. Whether they're trying to make a lot or make a little, build their dream home or supplement social security. Sometimes these folks only k…

Published on 4 years, 2 months ago