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How Do People Really Spend in Retirement? | Putting the 4% Rule to a History Test | It’s Time for RMD Math | A Life Change That Also Triggers a Change in Financial Advisors
How Do People Really Spend in Retirement? | Putting the 4% Rule to a History Test | It’s Time for RMD Math | A Life Change That Also Triggers a Change in Financial Advisors

On this episode:

Want to know how much to save? Look at how people spend in retirement. One long retirement rule says if you only spend 4% of your r…

7 months ago

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The Mag 7 and The Suspicious 8
The Mag 7 and The Suspicious 8

The tech stocks have been holding up the stock market and perhaps your retirement accounts. We found another category that may be holding you back.

L…

7 months, 1 week ago

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What to Do When the Market Headlines Are Flashing Red | Are the New Social Security Fixes Going to Work?
What to Do When the Market Headlines Are Flashing Red | Are the New Social Security Fixes Going to Work?

On this episode:

Should you tinker with your risk profile as the headlines change? There are two new ideas on saving Social Security. Will they work…

7 months, 1 week ago

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Newsflash! There Are Lots of People That Are Happy in Retirement Who Didn’t Save Over a Million Dollars
Newsflash! There Are Lots of People That Are Happy in Retirement Who Didn’t Save Over a Million Dollars

There are all sorts of headlines telling us we need to have 1.8 million dollars to retire. That is turning out not to be true.

Like this episode?  Hi…

7 months, 2 weeks ago

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You Don’t Need 1.8 Million Dollars to Have a Great Retirement | You Could Lose Over 11 Thousand Dollars in 401(k) Money Next Year | Why Has the Opinion of Wall Street Changed About Some Financial Products?
You Don’t Need 1.8 Million Dollars to Have a Great Retirement | You Could Lose Over 11 Thousand Dollars in 401(k) Money Next Year | Why Has the Opinion of Wall Street Changed About Some Financial Products?

On this episode:

70% of retirees say retirement is better than they thought…and very few of these people have over a million dollars. The laws on 40…

7 months, 2 weeks ago

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You Love Working on Your Investments Every Day. Do You Have To?
You Love Working on Your Investments Every Day. Do You Have To?

We found someone who works on his investments 5 hours every day. Is that the kind of retirement you want? What are the pros and cons of being a retir…

7 months, 3 weeks ago

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What Happens to Markets During a Government Shutdown? | Is Inflation Still a Big Retirement Issue? | Data on How People Spend Their Money in Retirement
What Happens to Markets During a Government Shutdown? | Is Inflation Still a Big Retirement Issue? | Data on How People Spend Their Money in Retirement

On this episode:

This isn’t our first Government shutdown. What does history tell us? Inflation is now number 2 on the concern list for retirees. Sh…

7 months, 3 weeks ago

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Charisse Rivers Talks Origins and Impact of the Grilled Cheese Foundation
Charisse Rivers Talks Origins and Impact of the Grilled Cheese Foundation

Charisse Rivers established the Grilled Cheese Foundation to help local children with school supplies, after school activity needs and even college t…

7 months, 4 weeks ago

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Should Your Retirement Spending Go Down if the Market Goes Down? | Uncle Sam Has a Headlock on Your 401(k) | There’s New Interest in Dividend-Paying Stocks. Why?
Should Your Retirement Spending Go Down if the Market Goes Down? | Uncle Sam Has a Headlock on Your 401(k) | There’s New Interest in Dividend-Paying Stocks. Why?

On this episode:

Breaking free of the market dictating your retirement lifestyle. Saying “Uncle” won’t release the headlock on your 401(k). Dividend…

8 months ago

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Zinnia Wealth Supports Area Youth With the Grilled Cheese Foundation Event
Zinnia Wealth Supports Area Youth With the Grilled Cheese Foundation Event

The Grilled Cheese Foundation is a 501C3 created by Charisse Rivers and the team at Zinnia Wealth. It’s designed to help young people with school sup…

8 months ago

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