Podcast Episodes

How sequence of return risk can derail your retirement

When you are taking money from accounts that are dropping in value, it can alter your future retirement outcome. How do you control what you can’t co…

3 years, 7 months ago

New inflation number. Retiring in a down market. Vanguards 10-year forecast. Ask Charisse: The IRA to Roth conversion. Retirement lessons from McDonalds.

Adjusting your portfolio if inflation stays high. Taking money out of an account that is dropping. Can you retire successfully on 3 to 5% growth? Wh…

3 years, 7 months ago

Interest rates are going up everywhere, why not at the bank?

Credit card and mortgage rates are up, but the rates on bank CDs remain dismal. Can you survive in retirement on 2% growth?

See omnystudio.com/listene…

3 years, 7 months ago

Rates that are better than the bank. How much cash should you have on the side? New risky choices in your 401(k). Ask Charisse: Variable annuities?

Rates at the bank are getting better, but is it enough? At what point do your cash holdings work against you? Is Bitcoin a good idea in your 401(k)? …

3 years, 7 months ago

Ask Charisse: Should I change to a Medicare Advantage Plan?

The Medicare window opens in October where you can decide to keep your current plan or switch to something different. When is the right time to switc…

3 years, 7 months ago

Where is the market headed? | The Medicare window opens in October. Should I switch plans? | What type of planner do you need for retirement?

There are a lot of opinions about the markets and economy. Who do we believe? Medicare can be a tangled mess. How do you know when it’s right to swi…

3 years, 7 months ago

Is your financial house ready for a hurricane?

Hurricanes are part of living in Florida. We build our houses with that in mind. We watch the weather and do our preparations. The Stock Market may b…

3 years, 8 months ago

Preparing for a financial hurricane | The things many of us get wrong as we get ready for retirement | Tax tips before the end of the year

You protect your property before a hurricane, but are you protecting your retirement accounts for what might be a financial hurricane? A global surve…

3 years, 8 months ago

Do your retirement accounts have a balance problem?

We need a healthy balance in life between work and play. Your retirement money needs a healthy balance between risk and safety. That balance changes …

3 years, 8 months ago

Is the Fed helping or hurting? | Is your retirement money in balance? | Another celebrity death and again, no will | The 4% rule revisited | Can tax loss harvesting help you?

The Fed keeps raising rates and the market keeps going down. Are they off track? For your age, does your retirement money have the right balance of …

3 years, 8 months ago