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Episode 68: Brian asks: “How do I protect my retirement income if I live longer than expected?”
Brian is concerned about longevity risk and outliving his money. This question breaks down sustainable withdrawal strategies, guaranteed versus non-g…
6 months, 3 weeks ago
Episode 67: Susan asks: “Should I be moving money out of my 401(k) now that I’m retired?”
Susan has recently retired and is unsure what to do with her old employer 401(k). This question explores rollover decisions, investment flexibility, …
7 months ago
Episode 66: Kevin asks: “Is it risky to retire in a year when the market is at or near all-time highs?”
Kevin is close to retirement and worried about stepping away from work when markets feel expensive. He wants to understand sequence-of-returns risk, …
7 months, 1 week ago
Episode 65: Dave asks: “How Do I Reduce Risk Five Years Before Retirement Without Going Too Conservative?”
Dave is about 5 years from retirement and wonders how to start reducing risk without getting too conservative too soon. Scott talks through the ba…
7 months, 2 weeks ago
Episode 64: Linda asks: “How Do We Control Taxes When RMDs and Social Security Start?”
Linda wants to know how to manage retirement income once Social Security and required minimum distributions begin. Scott breaks down how different…
7 months, 3 weeks ago
Episode 63: Mark asks: “How Bad Is the Illinois Estate Tax If You’re Just Over $4 Million?”
Mark asks what really happens if your estate ends up just over Illinois’ $4-million estate tax threshold? Scott explains how the Illinois estate ta…
8 months ago
Episode 62: Dave Asks: How Do I Reduce Risk Five Years Before Retirement Without Going Too Conservative?
The final years before retirement can be the most dangerous for your portfolio. In this episode, Scott answers Dave’s question about reducing investm…
8 months, 1 week ago
Episode 61: Linda Asks: How Do We Control Taxes When RMDs and Social Security Start?
Many retirees are shocked to discover they’re paying more in taxes after retirement than before. In this episode, Scott responds to Linda’s question …
8 months, 2 weeks ago
Episode 60: Mark Asks: How Bad Is the Illinois Estate Tax If You’re Just Over $4 Million?
Illinois has one of the most misunderstood estate tax systems in the country. In this episode of Retirement Decoded, Scott answers Mark’s question ab…
8 months, 3 weeks ago
Episode 59: Denise asks, “What’s the smartest way to start transferring wealth to our kids?”
New rules mean new opportunities — and pitfalls — for passing on your wealth.
Scott Tucker explains how the One Big Beautiful Bill Act reshapes est…
9 months ago