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The Reality of Retirement Spending - August 2, 2025
The Reality of Retirement Spending - August 2, 2025

Most retirement planning assumes your expenses will immediately drop when you stop working - maybe needing only 70-80% of your working income. But wh…

9 months, 2 weeks ago

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Balance Your Retirement Portfolio - July 26, 2025
Balance Your Retirement Portfolio - July 26, 2025

People already find retirement planning overwhelming—and just when they feel like they’ve finally got everything in place and their plan is on track,…

9 months, 3 weeks ago

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Make Your Money Work For You - July 19, 2025
Make Your Money Work For You - July 19, 2025

It’s not what you make, it’s what you keep that counts. As you start to think about your finances and retirement have you ever considered this? Some …

10 months ago

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Maximize Your Retirement Income-July 12, 2025
Maximize Your Retirement Income-July 12, 2025

Welcome to Financial Sanity with Patrick Ayers

With so much financial noise, it's understandable why so many people are going financially insane. Taxe…

10 months, 1 week ago

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Tax Savvy Strategies - July 5, 2025
Tax Savvy Strategies - July 5, 2025

Some people spend decades diligently saving for retirement, watching their 401(k)s and IRAs grow. But here's an important question many fail to ask: …

10 months, 2 weeks ago

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Retirement Puzzle Cube - June 28, 2025
Retirement Puzzle Cube - June 28, 2025

There are a lot of moving parts when it comes to preparing for retirement. When should I take my Social Security? When might I accidentally trigger h…

10 months, 3 weeks ago

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Creating Dependable Retirement Income - June 21, 2025
Creating Dependable Retirement Income - June 21, 2025

Remember when you were working, and you could count on a regular paycheck hitting your bank account every month? For many retirees, that predictable …

11 months ago

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Taxes in Retirement - June 14, 2025
Taxes in Retirement - June 14, 2025

Many people assume that their taxes will go down once they stop working. While this might be true for some of you, for many, taxes could actually bec…

11 months, 1 week ago

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Preserving And Optimizing Your 401k - June 7, 2025
Preserving And Optimizing Your 401k - June 7, 2025

Preparing for a retirement that could last 30 years or more is no small feat. With many relying on withdrawals from their 401(k) or similar retiremen…

11 months, 2 weeks ago

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Tackling Twin Threats of Taxes and Inflation - May 31, 2025
Tackling Twin Threats of Taxes and Inflation - May 31, 2025

When we think about risks to retirement, it’s natural to focus on the big, dramatic market downturns—like those we’ve seen in the past and will undou…

11 months, 3 weeks ago

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